JOB SUMMARY:

Thank you for your interest in joining our team! FCB Banks is looking for talented, hardworking, energetic professionals to join our growing team in both customer facing and customer support positions. We are a locally owned community bank offering a broad range of products and services delivered with great customer service. FCB offers excellent working conditions, competitive compensation and benefit packages, apply today.

The Loan Assistant assists Loan Officers with making and servicing all varieties of lending products provided by FCB. Provides service to customers and prospective customers. Works in a support capacity to Loan Officers.

Location: Swansea, IL; 2610 N. Illinois St.

Shift: Full-Time; Monday - Friday, Saturdays on rotation

PRIMARY RESPONSIBLITIES & DUTIES:

• Explains loan options, rates, terms and collateral requirements to customers
• Orders credit reports, prepares loan documents and analyzes debt-to-income ratio
• Coordinates and conducts loan closings
  • Reviews loan documents with customers
  • Obtains customer’s signature on loan documents
  • Initiates disbursement of loan proceeds
• Services loans in portfolio
  • Monitors and follows up on loan maturities and renewals
  • Works with internal and external auditors to ensure compliance with FCB’s policies and procedures and federal and state regulations
  • Keeps informed of changing rules and regulations pertaining to private and government insured mortgages
• Performs one or more of the following duties as needed:
  • Closes consumer loans
  • Completes loan maintenance
  • Assists with bank customer service
  • Handles loan customer service for all locations
  • Assists all loan officers as needed
  • Prepares certain Board reports
  • Pulls past-due reports for loan officers
  • Applies NSF charges for auto direct loan payments
• Other duties as assigned by management

SKILLS & REQUIREMENTS:

• Communication skills: oral, written, listening and presentation
• Attention-to-detail
• Decisiveness
• Initiative/self-motivation

TECHNICAL KNOWLEDGE REQUIREMENTS:

Working knowledge of:

• Real estate lending function
• Federal and state regulations pertaining to lending

Basic knowledge of:

• Bank operations, policies and procedures
• Bank products and services
• Computer system
• Operation of office equipment such as copier, fax machine, calculator, etc.

Equal access to programs, services and employment opportunities is available to all persons without regard to age, ancestry, citizenship, status, color, physical or mental disability, genetic information, marital status, military status, national origin, race, religion, sex (including pregnancy), sexual orientation, or any other basis protected by federal, state, and/or local law.

In accordance with the Americans with Disabilities Act and/or applicable state and local laws, applicants requiring reasonable accommodations for the application and/or interview process should notify the FCB Human Resources Department. Examples of reasonable accommodations include making a change to the application process; providing written materials in an alternate format such as braille, large print, or audio recording; using a sign language interpreter; using specialized equipment; or modifying testing conditions.

Applicants have rights under Federal Employment Laws

Equal Employment Opportunity Poster https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf

Equal Employment Opportunity Supplement https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf

Family and Medical Leave Act (FMLA) https://www.dol.gov/sites/dolgov/files/WHD/legacy/files/fmlaen.pdf

Employee Polygraph Protection Act https://www.dol.gov/sites/dolgov/files/WHD/legacy/files/eppac.pdf