What are the responsibilities and job description for the Commercial Lender position at First Bank and Trust Company?
About the Company
The First Bank and Trust Company is “The Bank That Puts YOU First”.
At First Bank and Trust our mission statement is to meet the credit investment and financial services of our community through a diverse array of financial products distributed through accessible locations with exceptional customer service while providing our shareholders with an above average return on their investment while at the same time maintaining employee security and longevity
.
About the Ro
leThe First Bank and Trust Company is looking for a Commercial Lender to expand our presence in Morristown, Tennessee. This individual would be responsible for developing and maintaining a high quality and profitable commercial loan portfolio and introducing the First Bank and Trust products and services to prospective clients. If you would like to learn more about this position and career opportunities, then go to www.firstbank.com - Our Company - Career
s.
If you are a team player, enjoy helping others and have Commercial Lending experience then you should apply for this great opportunity at First Bank and Tru
st.
Responsibili
- tiesMaintain a profitable commercial loan portfo
- lio.Interview applicants to develop credit and financial information to determine if a loan is an acceptable r
- isk.Assists with implementing the bank’s business plan and keeping management apprised of internal resources, market conditions and competitive pressu
- res.Consult with customers to provide financial advice and obtain current credit and financial informat
- ion.Identify and explore business development opportunities within the commun
- ity.Work to attract new loan and business custom
- ers.Represent the bank in the community to develop business and promote FB&T products and servi
- ces.Prepare and present loan requests to the loan committee for appro
- val.Manage loan portfolio relating to maintenance, modifications, and renewals on existing cred
- its.Monitors the asset quality of the commercial loan portfolio including authorizing credit and maintaining appropriate underwriting standa
- rds.Adheres to regulatory compliance, governing documentation, record keeping, origination, collection laws and regulatory repo
- rts.Cross sells bank products and servi
- ces.Correspond with loan processors, underwriters, and credit analy
sts.
Qualifica
- tionsFive years of experience in a financial institution, loan department, or similar area is requ
- ired.Extensive knowledge of lending services and related a
- reas.Good managerial, communication, and public relationship sk
- ills.Ability to general new clients through business development activi
ties.
Core
- ValuesHigh Quality Customer S
- erviceMotivated Emp
- loyeesP
- rofitsH
- onestyEnj
oyment
Ben
- efits: Medical, Dental and Vision In
- surance401K/ES
- OP PlanLife In
- suranceFlexible Spending Dependent
- AccountLong Term Disability In
- suranceGroup Policies (Accident, Hospital & Critical I
- llness)AFLAC Individual Policies (Short Term Disability &
- Cancer)Leave – PTO, Marriage, and Bere
avement
Equal Opportunity S
tatementFirst Bank and Trust is an Equal Opportunity Employer EOE/AA/M/F/Disabled
