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At First Community Bank, we are committed to making our community, the places where we live and work, a better place each day. With a true focus on "community banking," employees find that they can make an impact through company-sponsored programs such as paid volunteer time, matching gifts for charitable contributions and team participation in charitable events. Through a comprehensive wellness program, employees, and their families challenge themselves to healthier lifestyles and receive the necessary motivation and tools. With over 50 locations in four states, First Community Bank offers competitive benefits and the personal service you would expect from a company that knows your community. We welcome all applicants and look forward to new colleagues joining our community!
Duties:
The Commercial Underwriter I will understand the Bank's credit policies and procedures. Spread all types of business and personal financial statements using Baker Hill Statement Analyzer. Identify and understand the purpose of each loan request, credit structure, obligated parties, source of repayment, and collateral. Prepare written analyses for commercial loan requests for relationships or potential new credit opportunities with FCB aggregate credit exposure greater than $1,000,000. Analyze historic and projected financial statements to accurately identify, interpret, and explain trends in operating performance, financial condition, and sources of cash flow. Research industry trends and risks and compare to industry benchmarks. Perform financial analysis for new and existing commercial loan customers and prepare reports that thoroughly and accurately present findings, assess the perceived level of risk, and provide recommendations to decision makers in an understandable and easy-to-read format, including existing relationships or potential new credit opportunities with aggregate credit exposure with the Bank greater than $1,000,000. Understand and apply policy and regulatory guidelines and communicate with lending personnel to understand loan requests and obtain necessary information to complete reports.
Qualifications:
Full Time
Banking
$60k-79k (estimate)
06/27/2024
07/25/2024
firstcommunitybank.com
BECKLEY, WV
500 - 1,000
1874
SABRINA JASON
$50M - $200M
Banking
First Community Bankshares, Inc. (Opens in a new Window), a financial holding company, is headquartered in Bluefield, Virginia, and provides banking products and services through its wholly owned subsidiary First Community Bank. With roots dating back to 1874, we have a rich history of community and customer involvement, and we thrive on building relationships. First Community Bank operates 44 branch banking locations as far north as Grafton, WV, stretching east to Richmond, VA, and from there, extending west into northwestern North Carolina and east Tennessee. First Community Bank also offers... wealth management and investment services through its wholly owned subsidiary First Community Wealth Management and the bank's Trust Division, which collectively managed and administered $1.04 billion in combined assets as of September 30, 2018. The company's common stock is listed on the NASDAQ Global Select Market under the trading symbol "FCBC". The company reported consolidated assets of $2.27 billion as of September 30, 2018. Our mission is to provide excellent relationship-based customer service, and we are genuinely interested in what's important to you and your success. You are much more than a number, so our employees focusreally focuson finding you the right financial products. Together, we can help you build a better tomorrow.
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The job skills required for Commercial Underwriter I include Underwriting, Written Communication, Problem Solving, Microsoft Office, Financial Analysis, Time Management, etc. Having related job skills and expertise will give you an advantage when applying to be a Commercial Underwriter I. That makes you unique and can impact how much salary you can get paid. Below are job openings related to skills required by Commercial Underwriter I. Select any job title you are interested in and start to search job requirements.
The following is the career advancement route for Commercial Underwriter I positions, which can be used as a reference in future career path planning. As a Commercial Underwriter I, it can be promoted into senior positions as a Health Underwriter that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Commercial Underwriter I. You can explore the career advancement for a Commercial Underwriter I below and select your interested title to get hiring information.