2 Junior Commercial Credit Analyst Jobs in Lexington, SC
First Community Bank is Hiring a Junior Commercial Credit Analyst Near Lexington, SC
Position Summary
Responsible for analyzingand monitoring the creditworthiness of the Bank’s customers. Analyzes financial statements and tax returnsto evaluate the financial condition of individuals and businesses applying forcredit with the Bank.
Essential Duties andResponsibilities (Other duties may be assigned.)
·Obtain loanrequest information from Commercial Bankers or Borrowers to analyze creditinformation, financial statements and other related information pertaining tothe loan.
·Spread financialstatements for Commercial Bankers into the Abrigo/Sageworks System.
·Review andprepare written analysis, spreadsheets, reports, summaries, and recommendationsbased on risks, credit and collateral. Assist in presentation of findings to the Lenders.
·Understand thebackground of Borrowers and be able to communicate, both in writing andverbally, the strengths and weaknesses of a credit.
·Prepare memos forthe Commercial Bankers, if needed
·Creditunderwriting.
Qualifications
·Bachelor’s degree in Business, Accounting, Finance orrelated field or a minimum of 2 years of related experience in loan review orcommercial lending; or an equivalent combination of education and experience.
·Effective oral and written communication skills.
·Ability to compute complex math calculations.
·Proven problem-solving and analytical skills. Ability to interpret a variety of informationfurnished in written, oral, diagram, or schedule form.
·Ability to prioritize.
·Effective time management skills.
·Proficiency in using personal computers and officeproducts (e.g., Word, Excel).
Job Summary
Full Time
Banking
$49k-63k (estimate)
06/22/2024
07/21/2024
firstcommunitybank.com
BECKLEY, WV
500 - 1,000
1874
SABRINA JASON
$50M - $200M
Banking
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About First Community Bank
First Community Bankshares, Inc. (Opens in a new Window), a financial holding company, is headquartered in Bluefield, Virginia, and provides banking products and services through its wholly owned subsidiary First Community Bank. With roots dating back to 1874, we have a rich history of community and customer involvement, and we thrive on building relationships. First Community Bank operates 44 branch banking locations as far north as Grafton, WV, stretching east to Richmond, VA, and from there, extending west into northwestern North Carolina and east Tennessee. First Community Bank also offers... wealth management and investment services through its wholly owned subsidiary First Community Wealth Management and the bank's Trust Division, which collectively managed and administered $1.04 billion in combined assets as of September 30, 2018. The company's common stock is listed on the NASDAQ Global Select Market under the trading symbol "FCBC". The company reported consolidated assets of $2.27 billion as of September 30, 2018. Our mission is to provide excellent relationship-based customer service, and we are genuinely interested in what's important to you and your success. You are much more than a number, so our employees focusreally focuson finding you the right financial products. Together, we can help you build a better tomorrow.
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