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1 Home Equity Loan Processor Job in Jamestown, ND

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First Community Credit Union
Jamestown, ND | Full Time
$37k-46k (estimate)
3 Days Ago
Home Equity Loan Processor
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$37k-46k (estimate)
Full Time 3 Days Ago
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First Community Credit Union is Hiring a Home Equity Loan Processor Near Jamestown, ND

About FCCU
FCCU is the largest credit union in the region with over a billion dollars in assets. We are a growing family of employees who succeed both personally and professionally. We offer competitive total compensation, technical and leadership development, and opportunities for industry and community involvement.
As a credit union we are member owned. This allows us to invest in our members and the communities we serve. Through helping others achieve financial growth and giving back to our communities, you can truly fulfill the FCCU mission of Life is Better with Community.
Core Values- Strengthen Community by helping members grow and thrive.
  • Community-Our Communities define who we are "People Helping People."
  • Integrity-We will live and work with uncompromised integrity.
  • Passion-We will display passion in our work and service to our membership.
  • Growth-We believe that growing both as a Credit Union and professionally as employees is imperative to our long-term success.
Job Responsibilities
Our goal is to perform administrative support to the lending staff for member mortgage loan requests while ensuring loan documentation and file maintenance is in compliance with applicable policies, procedures and regulatory requirements
  • Arrive each day full of energy and ready to provide unsurpassed customer service to our members while maintaining our tradition of community trust.
  • Collect, compile, identify and gather required loan documentation to conduct timely and accurate data entry into computer system.
  • Process applications; verify accuracy and follow-up with members and lending staff to obtain all required documentation including but not limited to, credit reports, appraisal reports, title reports, tax returns, financial statements, and income and asset documentation in order to prepare application of verified information. Rescore loans thru automated scoring system as needed.
  • Obtain necessary mortgage loan documentation by ordering the credit report, property appraisal, title insurance and other related information. Analyze and carefully review all documentation prior to submitting loan to Underwriting for review.
  • Communicate timely and effectively, both verbally and in writing, with all members and internal team members.
  • Prepare loan files for closing by researching and resolving all items in the closing package to ensure closing process is on time and documentation is complete and accurate. Coordinate date and time to close loan and make disbursements.
  • Prepare and produce documents required for the loan closing. Ensure documents are in compliance with department and regulatory guidelines. Verify documents for accuracy to ensure vesting, legal description, and other relevant information is correct. Schedule the loan closing with all parties involved and accurately calculate closing costs.
  • Fund all mortgage loans on computer system, pay bills, record maintenance information and file loan documents with appropriate agencies. Review documents for completeness in loan file to meet requirements of all loan programs. Close out, organize and complete loan files according to established guidelines.
  • You are goal-oriented and always learning and improving. You take pride in being the face of FCCU and projecting a positive image to our current and prospective members alike!
Qualifications
  • High school diploma or GED
  • Experience with loan origination systems or banking systems preferred.
  • Ability to operate a computer, telephone and other office equipment
  • Competitive team player, with a positive attitude willing to learn and adapt to change
  • Ability to communication, both written and verbal
  • Detail-oriented and able to work in a fast-paced member service environment
Benefits
We provide a great benefits package that includes 11 paid federal holidays, 401k match, fully paid single medical, dental and vision and much more. While we know benefits are highly important, we also recognize and support the value of a family and work life balance.
Work Schedule
Monday-Friday, 8am-5pm.
You must complete an FCCU employment application located at
First Community Credit Union is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. (EOE, including disability/vets)

Job Summary

JOB TYPE

Full Time

SALARY

$37k-46k (estimate)

POST DATE

06/30/2024

EXPIRATION DATE

07/17/2024

WEBSITE

firstccu.com

HEADQUARTERS

MACHESNEY PARK, IL

SIZE

25 - 50

FOUNDED

1933

CEO

JOHN WELCH

REVENUE

$5M - $10M

INDUSTRY

Banking

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About First Community Credit Union

First Community Credit Union is a member-owned, not-for-profit financial cooperative and has provided quality member service for over 85 years. FirstCCU has more than 20,000 members and $156 million in assets and is a Bauer Financial 5-Star Superior Safety rated credit union for 19 consecutive years. Established in 1933, during the midst of the Great Depression, 20 employees of Fairbanks Morse & Company in Beloit, Wisconsin chipped in $5.00 shares to start the original credit union. This money was then lent out to other employees who needed a loan. FirstCCU has four full-service branch locatio...ns in Janesville, Beloit, and Monroe, and Rockford. Membership with the credit union is open to anyone who lives or works in Rock, Green, Dane, Jefferson, Iowa, Grant, Lafayette, Racine, Kenosha, Waukesha, and Walworth counties in Wisconsin as well as Winnebago, Jo Daviess, McHenry, Boone, Ogle, Carroll, and Stephenson counties in Illinois. Member NCUA Equal Housing Lender More
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The following is the career advancement route for Home Equity Loan Processor positions, which can be used as a reference in future career path planning. As a Home Equity Loan Processor, it can be promoted into senior positions as a Loan Processor II that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Home Equity Loan Processor. You can explore the career advancement for a Home Equity Loan Processor below and select your interested title to get hiring information.