You haven't searched anything yet.
Credit Analyst
DEPARTMENT: Commercial Lending Department REPORTS TO: Commercial Underwriting Supervisor
SUPERVISES: None FLSA STATUS: non-exempt STATUS: Full time, Regular
LOCATION: Evansville Region *Incumbent may be assigned and re-located to a branch within the Region as staffing and business initiatives dictate.HOURS: Monday through Friday 8 am – 5 pm*Over-time may be required if business and staffing needs dictate.
First Federal was established on Evansville, Indiana’s Westside in 1904 and is a community bank currently serving communities in the tri-state area with several branch locations in Posey, Vanderburgh, Henderson, Warrick, Daviess and Pike Counties.
Full-time employees of First Federal are offered a comprehensive benefit package including Paid Time Off, up to 11 paid Holidays, 401k, ESOP, company paid Disability and Life insurance and Health and Wellness Options including Medical, Dental, Vision, Life and Supplemental Insurance. Our Part-time employees are eligible for up to 11 paid Holidays and can choose to enroll in Dental, Vision and Supplemental Insurance, and participate in clinic healthcare services.
Aside from that, all employees can expect to receive discounted bank services such as free checks, discounts on loans, waived processing fees and much more.
Diversity and Inclusion
First Federal is committed to creating an inclusive work environment where business results are achieved through the skills, abilities and talents of our diverse workforce.
At First Federal, individuals are respected for their contributions toward our company objectives. We strive for an inclusive work environment across all levels that is reflective of the available workforce in the communities we serve.
POSITION SUMMARY: Conduct thorough analysis for commercial credits that are submitted by commercial lenders. Use financial knowledge to accurately spread financials and determine appropriate risk grades for loans. Assess overall risk in regards to cash flow, collateral, and experience of a borrower. Properly aide the senior loan committee by answering any questions on a loan request for proper approvals/denials to be made. Continually monitor relationships by analyzing financials that are sent in during the life of the loan. Individual in position responsible for being knowledgeable about all BSA related functions.
EDUCATION & EXPERIENCE:
ESSENTIAL DUTIES AND RESPONSIBITIES:
KNOWLEDGE, SKILLS AND ABILITIES:
COMPETENCIES NECESSARY TO BE SUCCESSFUL IN THIS POSITION:
ADA REQUIREMENTS: Work is performed in an office setting; Sitting for long periods of time; May be required to lift items weighing up to 25-lbs. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.
EQUAL EMPLOYMENT OPPORTUNITY POLICY: First Federal Savings Bank is proud to be an Equal Employment Opportunity and Affirmative Action employer. We are committed to providing equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.
* This job description may not be all-inclusive. Employees are expected to perform other duties as assigned or directed by management. Job descriptions will be reviewed and may be modified when deemed appropriate by management. As business needs and staffing needs change, all positions at First Federal Savings Bank/Home Building Savings Bank are reviewed. Employee may be moved for business purposes to sustain business and staffing demands
Full Time
Banking
$53k-68k (estimate)
07/13/2024
09/03/2024
firstfedevansville.com
EVANSVILLE, IN
100 - 200
1904
Private
MICHAEL H HEAD
$10M - $50M
Banking
First Federal Savings Bank provides banking and financial services.
The job skills required for Commercial Credit Analyst include Analysis, Financial Statements, Underwriting, Credit Analysis, Loan Review, Commitment, etc. Having related job skills and expertise will give you an advantage when applying to be a Commercial Credit Analyst. That makes you unique and can impact how much salary you can get paid. Below are job openings related to skills required by Commercial Credit Analyst. Select any job title you are interested in and start to search job requirements.
The following is the career advancement route for Commercial Credit Analyst positions, which can be used as a reference in future career path planning. As a Commercial Credit Analyst, it can be promoted into senior positions as a Commercial Credit Analyst III that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Commercial Credit Analyst. You can explore the career advancement for a Commercial Credit Analyst below and select your interested title to get hiring information.