What are the responsibilities and job description for the Community Home Lending Officer position at First Merchants Brand?
First Merchants is seeking a Community Home Lending Officer to join our team! The CHLO team has the passion and commitment of making possible the homeownership dream. A successful person in this role will drive to build long term relationships with internal and external customers, while expanding their customer base via center of influence referrals. They will focus on strong and consistent production results by servicing and originating mortgage loans for individuals in low and moderate income and minority neighborhoods.
As part of this role you will:
- Develop new business by cultivating CRA/LMI prospects and referral contacts (realtors, builders, teammate referrals, community partners and personal contacts).
- Advise prospects and customers concerning home loan products and process.
- Interview and take loan applications including the analysis of financial data and delivery of loan packages.
- Maintain knowledge of available loan products, processing, underwriting and escalation of exception procedures.
- Provide high level of customer service.
- Conduct and coordinate homebuyer-training seminars for CRA potential applicants.
- Participate in community affairs to increase FMB’s visibility and enhance new business opportunities.
To be successful in this position, we require the following:
- High school diploma or equivalent (GED).
- Two (2) plus years in mortgage lending, consumer lending, credit counseling or homeownership counseling.
The following would be a plus:
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Understanding of conventional and/or government lending guidelines.
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Understanding of residential first time home buyer processing, underwriting and closing process.
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Experience presenting financial education workshops with a focus on low and moderate income and minority neighborhoods.
First Merchants offers the following:
- Base Pay PLUS Bonuses
- Medical, Dental and Vision Insurance
- 401k
- Health Savings and Flexible Spending Accounts
- Vacation/Sick Time
- Paid Holidays
- Paid Parental Leave
- Tuition Reimbursement
- Additional Benefits
A little about us:
First Merchants is guided by a genuine philosophy of being a meaningful place to work and having a prosperous impact across all walks of life throughout the communities we serve, including consumers, businesses and other organizations. Our Vision, Mission and Team statement reflect and reinforce that authentic service philosophy.
Our Vision is:
To enhance the financial wellness of the diverse communities we serve.
Our Mission is:
To be the most responsive, knowledgeable, and high-performing financial organization for our clients, teammates, and shareholders.
Our Team:
"We are a collection of dynamic colleagues with diverse experiences and perspectives who share a passion for positively impacting lives. We are genuinely committed to attracting and engaging teammates of diverse backgrounds. We believe in the power of inclusion and belonging."
Apply today to begin your career with us!
