FIRST NORTHERN BANK OF DIXON is Hiring a Commercial Loan Officer VP (Portfolio Management) Near Sacramento, CA
Job Details Job Location Sacramento Financial Center Administration Expo - Sacramento, CA We're seeking a driven and customer-focused Loan Officer to join our Real Estate Industries Team! In this role you will develop, evaluate, authorize and/or recommend approval of customer applications for commercial loans. Are you a Commercial Loan Officer looking to join a one-of-a-kind community bank? If so, we'd love to hear from you! Responsibilities Include
Interview applicants to develop information concerning their needs, abilities and earnings to determine whether a loan may be an acceptable risk
Evaluate and service the needs of present and potential customers seeking a variety of commercial loans, deposit accounts and other Bank products
Analyze applicant's financial status, credit and property evaluation to determine feasibility of granting loan or submit application to credit analyst for verification and recommendation
Obtain and direct the analysis of all necessary financial data; may use Credit Services to assist or underwrite
Make decisions on loans and terms within lending limits
Negotiate the loan terms and conditions with customers and prospects
Draft necessary documents and agreements and assure loan documents are complete and accurate
Identify and analyze potential loan markets to develop prospects for commercial loans
Promote and cross-sell other Bank products and services as appropriate
Provide loan data to support marketing and sales promotion programs
Administer and manage existing loans to ensure complete conformity with terms and adequacy of documentation remains cognizant of developing trends
Call on existing customers to increase or retain business and call on potential customers to develop new business
What You'll Need to be Successful
Communication - you speak and write clearly and persuasively in all situations and can speak effectively before groups of customers or employees
Problem-solving Skills - you identify and resolve problems in a timely manner and work well in group problem-solving situations
Customer Service - you respond promptly to customer needs, solicit customer feedback to improve service and respond to requests for service and assistance
Attention to Detail - you don't miss the little things! You demonstrate accuracy and thoroughness in work
Judgement - you exhibit sound and accurate judgment, support and explain reasoning for decisions and include appropriate people in decision-making process
Ambition - you set and achieve challenging goals, demonstrate persistence and overcome obstacles
Productivity - you meet productivity standards, complete work in timely manner and strive to increase productivity
Teamwork - you listen without interrupting, remain open to others' ideas and foster quality focus in the team
Professionalism - you always represent the Bank in the best light
Dependability - you take responsibility for own actions and follow through on commitments
Time Management - you prioritize and plan work activities and use time efficiently
Qualifications
Bachelor's degree
Five to ten years of commercial real estate lending or other lending related experience
Knowledge of Database software, Loan Origination software, Spreadsheet software and Word Processing software
Why You Should Apply
Full-time position with excellent compensation and benefits package
Generous time off programs
Bonus program
Profit-sharing
Discounted stock purchase program
Excellent growth and development opportunities
And much more!
Pay Range (Salary): $125,000 - $150,000/year The purpose of this job description is to provide a summary of duties related to the position. It is not intended to be all-inclusive. The employee will perform other reasonable business duties as assigned by supervisor or other management. First Northern Bank does not discriminate based on race, color, religions, sex, gender identity, age, national origin, marital status, pregnancy, disability, or any other protected status. The duties outlined in this description are subject to modification or change by the organization, at any time, with or without notice.