GENERAL PURPOSE SUMMARY
Originates mortgage loans by determining customers' needs, analyzing financial information, and determining the most appropriate loan program, and participates in related business development activities by performing the following essential duties and responsibilities:

ESSENTIAL DUTIES AND RESPONSIBILITIES
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

1. Sells mortgage loan products to existing and prospective customers by interviewing, evaluating needs, and making mortgage loan product recommendations; analyzes customers' financial information to determine if customer qualifies for a loan and determines best fitting investor and loan program.
2. Develops additional business and referral base through outside sales, mailings to existing and potential customers, attending real estate industry functions, and participating in community outreach programs.
3. May originate complex mortgage loans under direct guidance of the Unit Head, developing in-depth knowledge of the most complex mortgage products, to identify cross selling opportunities, and make referrals to other areas of the bank.
4. Prepares required preliminary disclosures that comply with federal and industry regulations for supervisory review prior to dissemination.
5. Performs other work-related duties as assigned by supervisor.