FremontBank founded in 1964, isone of the oldest independently owned banks in the Bay Area and is one of thetop-rated mid-tier banks in the nation. Voted a Top Workplace for 2022 and for the past twelve consecutive years, Fremont Bank has an immediateopening for an Intern – Business Community Lending Credit Analyst in Livermore,CA.
Intern Overview Program

Fremont Bank offersstudents an exciting insider’s view of Fremont Bank’s operations and providesan opportunity to explore the many career opportunities within the bank. Our Summer Internship program is designed to develop future financialleaders and enhance academic learning. The Fremont Bank Intern program is aimed at fostering and ensuring equalopportunity. 

Department Overview

Business CommunityLending (BCL) is primarily responsible for small business scored products andDental/Medical lending program. BCL is focused on providing funds of up to$500k to middle market businesses with the goal of helping small businessgrowth in the community. The department works closely with retail branches andprivate bankers to establish banking relationships with new business clients aswell as develop growth within existing client relationships.
Position Overview

The Intern - BCL Credit Analystis responsible for analysis of financial information and legal entitydocumentation for the origination, renewal and monitoring of small businessloans. Assist in monitoring key performance indicators for portfolio loans aswell as completing high level loan credit memoranda.
Role and Responsibilities

• Assistin annual loan reviews
• Runand analyze personal and business credit reports
• Analyzekey performance indicators using bank core systems, 3rd party reports andinput/update CRM systems
• Maintainvarious tracking systems and produce required reports within commercial lendinggroup to ensure 100% accuracy and compliance with regulations
• Assistin processing loans as determined by management
• Assistunderwriter in production of credit memoranda

Minimum Qualifications

• Required - Some college level work inBusiness/Finance/Accounting
• Desired - Basic knowledge and identification ofvarious types of financial statements
• Desired - Experience in navigating SalesforceCRM systems and banking systems
• Required - Professional business etiquette
• Desired - Proficiency in Microsoft software

Eligibility andRequirements

Only individualspossessing outstanding character, a high degree of motivation, and the willingnessto learn will be selected. 

To be considered,students must meet the following qualifications:

• Candidate should be taking upper division courses (junior or senior year)
• Candidate should express interest in working in a related field that supports financial services, after graduation
• Candidate should be in good academic standing with a GPA of 3.0 or higher
• Candidate must be returning to their campus following the program
• Have a reliable means of transportation to and from the workplace
• Have excellent customer services/client focus, teamwork, and collaboration
• Ability to write and communicate effectively and have solid attention to details
• Experience in administrative/office support and phone skills
• Knowledgeable in using Microsoft Offices including Word, Excel (pivot tables, charts); PowerPoint, Visio and Outlook
• Experience in research, analysis and statistical data are a plus

What to Expect

• Understandingof how banking systems function and interact with one another
• Developskills in high level credit analysis for small business lending.
• Learnimportance of loan portfolio monitoring as it relates to preventing adverseloans from impactive the bank’s balance sheet
• Experiencein understanding credit risks and developing mitigating factors in real worldsituations