Overview

This position is hybrid with in-office days located at 23 East King Street in Lancaster, Pennsylvania or Georgetown, Delaware.

The hours are 8 : 30 - 4 : 30 Monday - Friday

The primary responsibilities of this position are to support Consumer Lending Oversight compliance initiatives by participating in the monitoring and reporting of risk and control issues affecting the business unit, and to serve as a first line of defense for Fulton's Consumer Credit compliance by ensuring new credits adhere to Consumer Credit policies and applicable government regulations.

Responsibilities

• Assist in the compilation and distribution of consistent and accurate reporting to management that may include but is not limited to the Home Mortgage Disclosure Act (HMDA), Funded or Non-Funded data, Regulation B, Post Closing Reviews, Quality Control, and verification of compliance with consumer lending policies and applicable government regulations
• Analyze transactions for new HDMA-related requests and contact lenders for detected violations uncovered in Non-Funded and Funded loan reporting
• Review documents returned from closing to ensure completeness, accuracy and compliance with applicable regulations
• Ensure all applicable system checklist conditions are accounted for and approved to guarantee workflows for dependent departments are initiated in a timely manner
• Participate in remediation of any audit, compliance, or regulatory findings associated to the line of business, identify training needs relative to compliance and / or audit findings and communicate to management
• Remain current on regulatory developments in collaboration with the Compliance department, and partner with Retail Credit team members to implement change to policy, product and processes as needed
• Serve as point of contact to retail sales team members for consumer credit regulatory inquiries and participate in special projects as needed or required

Qualifications

Education

Bachelor Degree or the equivalent experience. Specialty : Business or other applicable. (Required)

Experience

2 or more years Consumer Lending. (Required)

1 or more years Consumer Credit compliance. (Preferred)

Other Duties as Assigned by Manager

This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and / or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates.

This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.

Pay Transparency

To provide greater transparency to candidates, we share base salary ranges on all job postings regardless of state. We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry.

Specific compensation offered will be determined based on a combination of factors including the candidate’s knowledge, skills, depth of work experience, and relevant licenses / credentials.

The salary range may vary based on geographic location.

The hourly rate for this position is $18.89 - $29.86.

Benefits

Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify.

• This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen;
• dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time;

disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives.

To learn more about your potential eligibility for these programs, please visit .

EEO Statement

Fulton Bank ( Fulton ) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons.

Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.

Sponsorship Statement

As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.

Last updated : 2024-07-28