Location: 726 Exchange Street - Buffalo, New York 14210 ABOUT THE JOB (JOB BRIEF) Provides support for designated Asset Recovery Group Relationship Manager(s) and Support Staff. Works within a National Team committed to overall excellence in effectively assessing and mitigating risk in all aspects of the client relationship, including loan and deposit accounts. Work will focus on large, complex multi-million dollar problem relationships to minimize losses of the company’s capital. ESSENTIAL JOB FUNCTIONS Manage a loan portfolio including larger business banking loans and middle market loans to mitigate risk, consisting of deals with aggregate balances equal to or grater than 5mm, with moderate complexity and limited potential for adversarial litigation. Prepares thorough underwriting, credit presentations, quarterly Asset Quality Reports, and term sheets of restructures, identifying key weaknesses, appropriate risk rating and accrual status (using applicable risk rating tools), root cause analysis, mitigation plans and rationale, financial analysis, detailed collateral analysis (including enterprise valuations as necessary), applicable modeling and forecasting, key objectives and other underwriting issues. Review and analyze loan documentation, financial statements and other similar loan and borrower information to assess risk, quantify repayment capacity, consider the adequacy of repayment sources and/or estimate recovery potential. Develop, recommend and implement workout/liquidation strategies for problem loans including past due, underperforming, non-performing, and charged-off loans to mitigate risk and maximize recovery. Acts as backup when needed for ARG Relationship Managers Adhere to department and corporate guidelines, policies and compliance procedures. Displays proficiency in reviewing documentation to ensure accurate representation of business terms and conformity to credit approval and policies. Ensures accuracy of booking, funding and timely processing of loan packages. Participate in client meetings and discussions and can act as a client facing contact for Borrowers. Works with legal counsel and third-party consultants as necessary throughout the workout process. Strong partnership with line of business, credit, and support partners throughout the organization. Support departmental continuous improvement efforts. Performs other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without notice Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of the bank. REQUIRED QUALIFICATIONS Bachelor's degree (Finance, Accounting, or Economics preferred), or equivalent experience 3 years commercial credit experience (e.g.,workout, underwriting, portfolio monitoring, commercial banker) General understanding and ability to apply accounting, banking laws, required rules and regulations, credit policy, and risk-rating requirements. Financial statement spreading and analysis experience Ability to multi-task and manage many responsibilities Ability to support and justify recommendations/approvals Competent in various computer software programs, especially Microsoft Excel and Microsoft Word Strong oral & written communication skills COMPENSATION AND BENEFITS This position is eligible to earn a base salary in the range of $60,000 to $80,000 annually depending on job-related factors such as level of experience. Compensation for this role also includes eligibility for short-term incentive compensation and deferred incentive compensation subject to individual and company performance. Please click here for a list of benefits for which this position is eligible. Please click here for a list of benefits for which this position is eligible. Key has implemented a role-based Mobile by Design approach to our employee workspaces, dedicating space to those whose roles require specific workspaces, while providing flexible options for roles which are less dependent on assigned workspaces and can be performed effectively in a mobile environment. As a result, this role may be Mobile or Home-based, which means you may work primarily either at a home office or in a Key facility to perform your job duties. Job Posting Expiration Date: 07/04/2024 KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to building a diverse, equitable and inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or other protected category. Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com. #LI-Remote Headquartered in Cleveland, Ohio, KeyCorp (Key) is one of the nation’s largest financial services companies. Key provides investment management, retail and commercial banking, consumer finance and investment banking products to individuals and companies throughout the United States and, for certain businesses, internationally. At Key we’ve made a promise to our clients that they will always have a champion in us. To deliver on that promise, we’re committed to building a team of engaged employees who do the right thing for our clients and help them achieve their financial goals each and every day.