About Us
With over 150 million global active users and 2 million transactions per day, Klarna is on the way to becoming the world’s favorite way to shop. To help us get there, we’re assembling an unparalleled global talent team—accelerating individual careers, and disrupting entire industries. We’re looking for people ready to achieve the extraordinary and embrace our bold ambitions as we shape the future of payments and fintech. Will you join us?

What You Will Do

• Conduct statistical analysis to evaluate the impact of changes in credit strategy in a rapidly evolving industry.
• Collaborate with a team of passionate engineers and analysts to build the future of underwriting.
• Proactively communicate with various stakeholders to analyze trends, assess their implications, and propose solutions/optimizations.
• Ensure that metrics and strategies are tailored to the current credit environment and emerging risks, such as macro trends.
• Provide analytical expertise on new products and markets to support broader business goals, collaborating closely with other teams as needed.
• Establish robust controls, monitoring, and testing programs.
• Develop professionally in an entrepreneurial organization, allowing you to work in areas of your interest.
• Utilize analytical tools (e.g., SQL, Python, or similar) to analyze data, identify trends, and challenge business decisions.

Who You Are

• 1-3 years of experience in consulting, investment banking, fintech/payments companies, or other high-growth organizations in a quantitative or analytical role.
• A degree from a university in Science, Technology, Engineering, Mathematics, or a Business field.
• An outstanding track record in optimizing business performance and identifying gaps in business strategy, particularly in financial services and credit risk.
• Tech-savvy, with the ability to write rules for credit decisions.
• Proficiency in data extraction and manipulation, as well as programming languages (SQL, R, Python, MatLab, Java, C#, etc.).
• Significant drive, ambition, and a structured problem-solving approach.
• Excellent stakeholder management skills.
• A curious mindset and a love for questioning the "why."
• Proficiency in verbal and written English communication.

Awesome to Have

• Experience with advanced statistical and machine learning techniques.
• Familiarity with macroeconomic trends and their impact on credit risk.
• Previous experience in product launch and market expansion.
• Strong understanding of regulatory requirements in the financial services industry.

Closing
Please include a CV in English.

Salary range - $118,000 - $150,000

In addition to the posted salary range, there are additional components to Klarna’s compensation package.