NOTICE: JOB APPLICANTS LIMITED TO DC, MD, OR VA RESIDENTS. POSITION IS HYBRID. Please note that we are exclusively considering applicants residing in the District of Columbia, Maryland, or Virginia for all open positions.

Lafayette Federal Credit Union has earned the 2024 Top Workplaces award from USA Today!

Welcome to Lafayette Federal Credit Union Careers! Our organization is growing, and we are seeking top-notch individuals to provide support to our members. Our employees are a critical component in our endeavor to be the premier financial partner for every one of our members.

• Do you have excellent communication and interpersonal skills?
• Are you resourceful, detail oriented, and have a resourceful mindset?

If so, then Lafayette Federal may have the perfect opportunity for you! We are currently seeking a Mortgage Post Closer to join our dynamic team!
About us:
Our Difference: What makes Lafayette Federal cutting-edge ? Lafayette Federal Credit Union is not only a great place to bank, but also a great place to work! We have been recognized nationally by (1) Newsweek's America's Best Bank's list , (2) we've received a 5-star rating from Bauer financial , and (3) we've also ranked #12 in S&P Global' s Top Performing Credit Union's in 2022 for the second year in a row!
Our Culture: Lafayette Federal is about inclusion, diversity, high performance, and new opportunities. Teamwork and our sense of community also make Lafayette Federal a great place to work. Each person is valued for his or her unique set of skills. We share a common devotion to the people we serve, participating in charity events throughout each year and giving back to the community.
Our Opportunities: Professional development, training, and certification is a priority for our employees. We want you to reach your career goals and provide support that leads to opportunities of advancement within the industry.
About the role:
We are currently seeking a Mortgage Post Closer to join our winning team. Summarily, this position which is based in Rockville, MD, is responsible for providing effective loan servicing to members, quality control of servicing issues, and effectively supporting investor loan sales and service.
Requirements
A day in the life of the Mortgage Post Closer will include:

• Performing quality control of mortgage loans and submitting a pre-defined sample to Lafayette's quality control provider.
• Preparing accurate and timely required daily and monthly investor reports required by Freddie Mac, Fannie Mae and FHA/VA.
• Producing and reconciling all daily mortgage settlements.
• Preparing all daily and monthly reports as well as handle all remittance requirements for the Federal Home Loan Mortgage Corporation (Freddie Mac), the Federal National Mortgage Corporation (Fannie Mae) and Federal Housing Administration (FHA)/Veterans Administration (VA) and other investors as required.
• Being responsible for accurate timely preparation, input, and delivery of loans for sale to Freddie Mac, Fannie Mae and FHA/VA and other investors as required.
• Participating in audits both internal and external.
• Participating in special projects and assignments under the direction of the Principal Vice President of Mortgage Lending.
• Being responsible for understanding and complying in an accurate and timely basis with all Bank Secrecy Act/Anti-Money Laundering/OFAC requirements that pertain to your position at LFCU and as directed by management and/or the SVP of Risk Management.
• Working knowledge, or the ability to learn mortgage-related programs and possesses the ability to facilitate training.
• Adept in MS Office applications including but not limited to Outlook, Word, Excel and other applications.

Education and Skills:

• Three years of related experience preferred

Interpersonal skills:

• Excellent written, verbal communication skills, interpersonal skills, ethics and cultural awareness
• Resourceful, problem-solving aptitude
• Strong attention to detail
• Ability to multi-task and prioritize tasks
• A significant level of trust and diplomacy is required, in addition to normal courtesy and tact. Work involves extensive personal contact with others and is usually of a personal or sensitive nature. Work may involve motivating, influencing, or training others. Outside contacts become important and fostering sound relationships with other entities (specifically Loan Officers, branch employees, borrowers, realtors, builders, appraisers, title companies, etc.) becomes necessary and often requires the ability to influence and/or sell ideas or services to others.

Top benefits or perks:
Joining Lafayette Federal comes with perks to support you in your personal and professional journey.
We provide employees with a generous benefits package including:

• Employer paid (99.9%) health insurance premium for single and family coverage (HMO Plan)
• Fully funded deductible (HMO Plan)
• 401k employer matching contribution
• Income protection with life insurance, short and long-term disability
• Paid time off & holiday leave
• Educational assistance
• Commuter benefits program and more!

The job posting highlights the most critical responsibilities and requirements of the job. It is not all-inclusive. There may be additional duties, responsibilities, and qualifications for this job.
*Lafayette Federal Credit Union is an Equal Opportunity and E-Verify Employer
*EOE/AA/DISABILITY/VETERAN