The Mortgage Loan Processor will play a crucial role in the mortgage lending process, ensuring that loan applications are processed efficiently and accurately.

Essential Job Functions:

• Process loan applications for several different types of mortgage loans (conventional, FHA, VA, USDA) from the time of loan application to loan closing.
• Obtain and verify all necessary documentation, such as income statements, tax returns, credit reports, and property appraisals.
• Order third-party services such as title insurance, appraisals, tax transcripts, flood certificates, etc.
• Generate initial disclosures, verifications, closing documents, etc.
• Monitor loan progress and provide regular updates to customers, loan officers, underwriters, real estate agents, and home builders through the entire loan process.
• Compile and organize loan files in accordance with regulatory requirements and company policies.
• Prepare loan packages for underwriting review, including all required documentation, and supporting materials.
• Ensure compliance with all federal, state, and industry regulations governing mortgage lending.
• Perform other duties as assigned.

Skills and Education:

• Bachelor’s degree in finance, business administration, or related field, preferred.
• Minimum one year of experience with Mortgage loan processing, preferred.
• In-depth knowledge of mortgage lending processes, regulations, and documentation requirements.
• Strong analytical and problem-solving skills, with the ability to assess complex financial information.
• Excellent communication skills, both written and verbal.
• Detail-oriented and highly organized with the ability to manage multiple tasks simultaneously.
• Proficient in Microsoft Office Suite.
• Ability to work effectively in a fast-paced deadline-driven environment.

Physical Requirements

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to stand, walk, use hands to handle or feel, reach with hands or arms, talk or hear. The employee must regularly lift and/or move up to 15 pounds. The employee must be able to lift and/or move up to 25 pounds occasionally.

Working Environment

While performing the duties of this job, the employee will be exposed to indoor conditions. The noise level in the work environment is usually moderate.

Job Type: Full-time

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Health insurance
• Paid time off
• Vision insurance

Schedule:

• 8 hour shift
• Day shift
• Monday to Friday

Work Location: In person