Office Status: On-Site

Salary: Up to $210,000

Responsibilities:

• Manage assigned accounts, where necessary, normally of complexity or time sensitive
• Review and analyze credit proposals prepared by the Front Office timely
• Joint due diligence vetting and analysis on potential transactions
• Prepare credit assessment including adjudication opinion, projections and stress test, to be reviewed by the Senior Credit Officer prior to CAC submission.
• Present and defend cases in the Credit Approval Committee (“CAC”).
• Vet that all applicable CPs have been satisfactorily met prior to closing/funding.
• Review GCMS entries, including covenant compliance, accordingly
• Review legal documents with the focus on credit terms (covenants, collateral, amortization, interest rates and other special items)
• Record Keeping – maintain and archive required documents
• Post disbursement – prepare jointly with the RM, interim and scheduled annual review on a timely basis.
• Post disbursement – attend to all audit, loan review and regulatory requirements.
• Provide feedback on the transaction merit (incl. green lighting) and writeup quality, including data accuracy, on a timely basis.
• Provide sign-off before the SCO review.
• Serve as center of expertise of assigned sectors and products.
• Coach junior staff on subject matters.
• Support Credit MIS including portfolio analysis and periodic reporting.
• Support credit policies, procedures, and training.
• Other requirements may arise as per the growth of the portfolio.
• Act as risk managers with the responsibility for identifying, acting on and escalating risks and are held strictly accountable for the failure to discharge their risk management duties.
• Be responsible for demonstrating risk awareness by following all policies, procedures, and internal control in their daily routine.