Company Description
Job Description

• Monitors and Maintains Compliance with related SOX Controls including, but not limited to loan pooling structure, loan weighted average life calculation review, historical loss rates, methodology review, reasonable and supportable forecast period, overall scorecard assumptions including changes to qualitative factor inventory as well as other key assumptions.
• Prepares sensitivity testing of specific key assumptions and inputs.
• Prepares Subjective Adjustment Evaluation memo for current quarter facts and circumstances to ensure qualitative factors selected are adequately supported and directionally consistent with the current environment.
• Administers the ACL Model Testing Plan and ensures that model testing targets and scope are satisfied annually for conceptual soundness (including the back testing of the ACL) and reports outcomes analysis to management.
• Serves as ACL model liaison for the bank's independent model validation and remediates any findings on a timely basis.
• Maintains and updates the Current Expected Credit Loss (CECL) Model Documentation at least annually or more often if required.
• Develops and implements policies and procedures that will ensure the effectiveness and productivity.
• Assists Credit Risk Management Department as needed to carry out objectives.

Qualifications
Bachelor's degree (B. A.) from four-year college or university, Accounting or Finance degree preferred; ten or more years credit experience required; or equivalent combination of education and experience. Knowledge of Allowance for Credit Losses (ACL) accounting and methodology required.
Language Skills
Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
Mathematical Skills
To successfully perform this job, it requires the ability to calculate financial ratios including those ratios that measure liquidity, activity, leverage, coverage and profitability. Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry.
Reasoning Ability
Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
Computer Skills
To perform this job successfully, an individual should have knowledge of the Internet, Outlook, Microsoft Word, Excel and PowerPoint. Ability to use 10-key adding machine, computer keyboard, telephone, fax machine and copy machine.
Bank Culture/Customer Service Skills
Ability and judgment to interact and communicate appropriately with other employees, customers and supervisor. Ability to serve customers, both internal and external, (community/public) in a manner that will reflect superior customer relations and enhance the overall marketing effort of Community Trust.
Compliance Requirements
Responsible for compliance under the requirements of the BSA, AML, OFAC and CIP related policies as well as adherence to the bank's procedures to fulfill the requirements of the regulations. Must report any unusual or suspicious activity involving customers or fellow employees to the BSA Department.
Additional Information
All your information will be kept confidential according to EEO guidelines.