Please reference the schedule and minimum qualifications listed below before applying.
If you need assistance with filling out our application form or during any phase of the application, interview, or employment process, please notify our Human Resources Team at 801-366-6947 option 1 or email macurecruiting@macu.com and every reasonable effort will be made to accommodate your needs in a timely manner.
Job Summary
To provide support for the operations of the Governance & Regulatory Risk team and ensure all functions are completed accurately and on time. Monitor and analyze both governance related programs and regulatory related functions. Provide regulatory interpretation for new and existing regulations to affected business units within the credit union. Assists with fair lending and risk assessment creation when needed.
Job Description
LOCATION
Mountain America Center - Hybrid:
9800 S Monroe St
Sandy, UT 84070
SCHEDULE
Full Time
To be effective, an individual must be able to perform each job duty successfully.

• Serves as regulatory liaison for project management, researching and identifying regulatory and policy risks associated with new products, processes, and projects.
• Analyzes new and changing regulations for organizational impact, providing stakeholders with tools and resources for updating procedures and implementing changes.
• Aids in the administration of change management processes, ensuring policy and regulatory requirements are addressed and appropriate stakeholders are notified.
• Drafts detailed reports on various regulatory topics and their impact on the organization, including supervisory priorities, policy statements, proposed rules, and enforcement actions.
• Maintains internal operating policies, programs, and procedures, with periodic reviews to ensure regulatory and policy requirements are adequately addressed.
• Assists in the performance of regulatory risk assessments, comparing processes with regulatory requirements, determining control adequacy and effectiveness.
• Assists in the performance of the Fair Lending program as needed.
• Perform gap analysis for credit union policies and program procedures, working cross-functionally to address and remediate gaps.
• Contributes to the implementation and enhancement of governance programs, including making recommendations to improve effectiveness and efficiency.
• Researches regulatory requirements and industry best practices to provide answers and solutions to regulatory questions and concerns.
• Performs other duties as assigned.

KNOWLEDGE, SKILLS, and ABILITIES
The requirements listed are representative of the knowledge, skills, and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential job functions.
Experience

• 2 years of similar or related experience in lending or compliance within the financial industry
• Working knowledge of regulations, including, but not limited to: Reg. B, Reg. E, Reg. Z, RESPA, HMDA, Fair Lending, FCRA, and CARD Act

Education

• Four-year degree or equivalent combination of education and work experience

Licenses, Certificates, Registrations

• None

Managerial Responsibility

• No managerial responsibilities

Computer/Office Equipment Skills

• Intermediate to Advanced skills in Microsoft Office (Outlook, Word, PowerPoint and Excel)

Language Skills

• Must have the ability to read, understand, and carry out instructions in written and oral form.

• Demonstrated ability to clearly express ideas, methodology, results, and recommendations verbally, in writing, and through insightful reports and graphic illustrations
• Strong writing skills with the ability to identify and craft messages appropriate for various stakeholders, with strong attention to detail and editing ability.

Other Skills and Abilities

• Ability to conduct data analytics and professionally communicate results through reports/charts/graphs
• Strong technical report writing skills
• Advanced critical thinking skills
• Research methodology
• Familiarity with risk management practices and general business process functions for financial institutions

PHYSICAL ABILITIES / WORKING CONDITIONS
Physical Demands
Ability to sit, talk and hear consistently
Ability to stand, walk, and use hands to handle or reach occasionally
Vision Requirements
Close vision (clear vision at 20 inches or less)
Distance vision (clear vision at 20 feet or more)
Weight Lifted or Force Exerted
Ability to lift up to 50 pounds occasionally
Environmental
There are no unusual environmental factors (such as a typical office)
Noise Environment
Moderate noise (business office with computers and printers, light traffic)
***This Job is not eligible to be performed in Colorado or Connecticut, either remotely or in-person.***
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Mountain America Credit Union is an EEO/AA/ADA/Veterans employer.