2 RESIDENTIAL LOAN OFFICER Jobs in Bastrop, TX
National Bank & Trust is Hiring a RESIDENTIAL LOAN OFFICER Near Bastrop, TX
RequirementMinimum of a Bachelors degree and two years lending experience. Knowledge of consumer loan and residential loan regulations. Prior experience in a customer service environment. Customer calling experience and ability to meet minimum sales call goals independently and with the Senior Lending Officer. Knowledge of regulatory and compliance issues. Adopt and adhere to the Bank’s core values,
Duties And Responsibilities
- Meet mortgage loan operational standards by contributing mortgage loan information to strategic plans and reviews; implementing production, productivity, quality and customer standards, resolving problems
- Attract new mortgage loan applications by developing relationships with the community, to include real estate brokers/agents, attorneys, accountants, insurance brokers
- Approve mortgage loans by examining the application and supporting documents, estimate credit-worthiness, determining repayment risk
- Completes mortgage loans by monitoring collection, verification, and preparation of mortgage loan documentation, scheduling, and completing mortgage loan closing
- Protect Bank’s image by keeping mortgage loan information confidential
- Updates job knowledge by participating in educational opportunities and staying abreast of regulatory changes
- Interview loan applicants and assist with the completing application documents
- Review loan renewal requests to insure continued credit-worthiness and timely loan payment
- Submit loan applications to Loan Committee for approval as applicable
- Communicate denial to applicants
- Be responsible for accurately closing loans; review documents for exceptions and compliance, obtain proper signatures, approve funding for the loan, service the loan throughout the life of the loan
- Assist management in the development, installation, and implementation of new products and services
- Contact and counsel customers with delinquent accounts by phone or letter. Monitor the past due list on a timely basis and arrange for collection of delinquent accounts
- Inspect and evaluate collateral pledged to existing and prospective loans.
- Approve the Insufficient Funds report daily
- Adhere to Loan Policy with zero tolerance for non-compliance
- Be responsible for oversight and management of HMDA and LARS reports.
- Coordinate Bank repossessions and foreclosures and act as liaison with attorneys as needed.
Job Summary
Full Time
Banking
$32k-42k (estimate)
08/21/2023
07/23/2024
nbt-texas.com
LA GRANGE, TX
25 - 50
2002
KENNETH ZAPALAC
$5M - $10M
Banking
Related Companies
The job skills required for RESIDENTIAL LOAN OFFICER include Customer Service, Consumer Loans, Mortgage Loans, Loan Review, etc. Having related job skills and expertise will give you an advantage when applying to be a RESIDENTIAL LOAN OFFICER. That makes you unique and can impact how much salary you can get paid. Below are job openings related to skills required by RESIDENTIAL LOAN OFFICER. Select any job title you are interested in and start to search job requirements.
The following is the career advancement route for RESIDENTIAL LOAN OFFICER positions, which can be used as a reference in future career path planning. As a RESIDENTIAL LOAN OFFICER, it can be promoted into senior positions as a Loan Servicing Clerk II that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary RESIDENTIAL LOAN OFFICER. You can explore the career advancement for a RESIDENTIAL LOAN OFFICER below and select your interested title to get hiring information.
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