Job Overview:

We are seeking a meticulous Mortgage Processor to join our team in the financial services sector. The successful candidate will play a vital role in ensuring the smooth processing of mortgage applications.

QUALIFICATIONS:

• 5-years’ experience minimum of mortgage loan processing

• 2-year Associates Degree

• 3-years’ experience with Encompass

SKILLS:

• Strong communication and interpersonal skills

• Ability to manage multiple files and deadlines with strong attention to detail

• Ability to process residential mortgage loans (FHA, Conventional, VA, USDA- purchase and refinance transaction(s) in a manner consistent with all company policies and procedures as well as all regulatory requirements.

• Ability to calculate debt-to-income

DUTIES & RESPONSIBILITIES:

• Manage pipeline of loans and maintains timely and compliant flow of such loans through the process. Communicates with loan officers, buyers, title companies, and builders. Provides excellent customer service by effectively communicating and cooperating with all internal and external customers.

• Sets up loan files, manually (if necessary) and order all exhibits as soon as the file is received.

• Obtain and review required loan documentation and submits complete loan packages to Underwriting for approval.

• Order credit reports, verifications of employment, payoffs etc., and appraisals from the appropriate parties and review them for acceptability prior to submitting for approval.

• Prepare Loan Estimate along with initial disclosure forms and send out to applicant(s) with a copy of welcome letter to loan officer, within three days of application date.

Responsibilities:

- Review and verify mortgage application forms and supporting documentation for accuracy and completeness.

- Liaise with clients, lenders, and solicitors to gather necessary information for mortgage applications.

- Conduct basic maths calculations to assess financial information and ensure compliance with lending criteria.

- Prepare mortgage files for underwriting review.

- Communicate with all parties involved to provide updates on the status of mortgage applications.

- Ensure all regulatory requirements are met throughout the mortgage processing.

Qualifications:

- Previous experience in a similar role within financial services is advantageous.

- Strong attention to detail and organisational skills are essential.

- Proficient in basic maths calculations.

- Excellent communication skills, both written and verbal.

- Ability to work efficiently under pressure and meet deadlines consistently.

Job Type: Full-time

Benefits:

• Employee discount
• Life insurance
• Referral program

Schedule:

• Monday to Friday

Experience:

• Outside sales: 1 year (Preferred)

Ability to Commute:

• Union, NJ 07083 (Preferred)

Ability to Relocate:

• Union, NJ 07083: Relocate before starting work (Required)

Work Location: In person