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Position Purpose - Responsibilities/Duties/Functions/Tasks
The purpose of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower’s financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts.
Develops new business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc.
o collecting and analyzing information regarding the customer’s income, assets, investments, or debts
o analyzing applicant data, credit and collateral property value
o determining which financial products best meet the customer’s needs and financial circumstances
o providing advice to the customer regarding the advantages and disadvantages of available financial products
o marketing, servicing, or promoting the employer’s financial products
Qualifications
Company Conformance Statement
In the performance of assigned tasks and duties all employees are expected to conform to the following:
§ Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines.
§ Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities.
§ Contribute to establishing a respectful workplace where diversity is critical to innovation and growth.
§ Ensure every action and decision is aligned with PRMI values.
§ Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI.
§ Realize team synergies through networking and partnerships across PRMI.
§ Embrace change; act as advocate and role model, promoting an approach of continuous improvement.
§ Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions.
§ Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations.
§ Work effectively as a team contributor on all assignments.
§ Perform quality work within deadlines.
§ Respect client and employee privacy.
Work Requirements
Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required.
Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time.
Full Time
Lending & Credit
$63k-87k (estimate)
08/03/2024
08/11/2024
primaryresidentialmortgage.com
SALT LAKE CITY, UT
1,000 - 3,000
1998
Private
KENNETH KNUDSON
$200M - $500M
Lending & Credit
Primary Residential provides montage loan products and services.
The following is the career advancement route for Loan Officer Non-Exempt positions, which can be used as a reference in future career path planning. As a Loan Officer Non-Exempt, it can be promoted into senior positions as a Mortgage Loan Officer III that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Loan Officer Non-Exempt. You can explore the career advancement for a Loan Officer Non-Exempt below and select your interested title to get hiring information.