Houston Energy client is looking for a Senior Credit Risk Analyst to oversee the company's credit risk function, assessing creditworthiness of potential customers, managing and monitoring existing portfolios and establishing credit risk processes and policies.

A bachelor's degree in business or related field and 5 years in a Credit / Risk role are required. As well as the following experience:

• Develop or revise credit risk policies and procedures to reduce the exposure to bad debts and ensure risk mitigation.
• Oversee the company’s risk and exposure, identifying potential threats to its financial security.
• Make decisions on credit applications, setting credit limits and terms for approved applications.
• Conduct detailed portfolio analyses and reports for senior management and key stakeholders.
• Evaluate the creditworthiness of potential customers, using credit scoring metrics, financial analysis, and other risk assessment tools.
• Engage with internal departments to ascertain credit risks.
• Remain up to date with credit-related regulations and laws, ensuring the company’s policies are compliant.