Overview:

Evaluates and selects life insurance risks to contribute to favorable mortality and morbidity results. Knowledge working with Securian's life products and their provisions in the Individual and Affinity Solutions markets.

Responsibilities include but not limited to:

• Evaluates and selects life insurance risks to contribute to favorable mortality results. Processes applications through a variety of distribution channels and/or assigned firms. Operates relatively independently in approving risks, influencing the mortality experience of the company. Partners with more experienced underwriters in making recommendations for medically impaired clients.
• Performs phases of life risk selection including medically impaired risks in the personal and business insurance markets including analyzing the following elements: medical history, financial situation and history, occupational situation, aviation and avocation risks, habits and lifestyle risks and fraud risk.
• Communicates underwriting assessments to customers and/or channel partners. Maintains strong relationships with Home Office associates, reinsurers, and vendors to serve and support all channels of distribution. Handles complex customer interactions. Manages and owns relationships with external clients, producers and firms.

Qualifications:

• 3-5 years Life Underwriting experience.
• Ability to learn Securian's life products and their provisions in the Individual and Affinity Solutions markets. Exposure with other Securian products/riders including joint life, multi-life, disability, and chronic illness.
• Excellent written and verbal communication skills to respond to customers about underwriting decisions or other questions about their underwriting experience.
• Communication skills to build professional relationships with Home Office associates and clients.
• Analytical and decision-making skills to assist in achieving expected mortality results while meeting productivity, service, and expense results.
• Understanding of medical terms, diagnoses, co-conditions, and anatomy to effectively interpret and assess medical information provided. Understanding of the non-medical factors impacting insurance selection, including lifestyle behaviors, avocation, and financial.

Physical Job Requirements:

• Ability to utilize keyboard, mouse and computer for up to 8 hours per day.
• Ability to utilize virtual meeting platform/telephone for 4-6 hours per day.
• Ability to perform grasping tasks 1-2 hours per day (examples: handwriting, grasping of equipment/machines, paper manipulation, sorting, folding, handling stacks of paper).
• Ability to meet the physical demands of travel - approximately 1 -5 times per year. This includes the ability to operate a motor vehicle as well as an ability to utilize air travel.
• Ability to be mobile periodically throughout entire workday.

The physical job requirements described above are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of jobs.

The estimated base pay range for this job is:

$69,500.00 - $129,000.00

Pay may vary depending on job-related factors and individual experience, skills, knowledge, etc. More information on base pay and incentive pay (if applicable) can be discussed with a with a member of the Securian Financial Talent Acquisition team.

Be you. With us. At Securian Financial, we understand that attracting top talent means offering more than just a job – it means providing a rewarding and fulfilling career. As a valued member of our high-performing team, we want you to connect with your work, your relationships and your community. Enjoy our comprehensive range of benefits designed to enhance your professional growth, well-being and work-life balance, including the advantages listed here:

Paid time off:

• We want you to take time off for what matters most to you. During your first year of hire, you receive a prorated bank of personal days and vacation time depending on your month of hire.
• Leave programs: Securian’s flexible leave programs allow time off from work for parental leave, caregiver leave for family members, bereavement and military leave.

Company-funded pension plan and a 401(k) retirement plan: Share in the success of our company. Securian’s 401(k) company contribution is tied to our performance up to 10 percent of eligible earnings, with a target of 5 percent. The amount is based on company results compared to goals related to earnings, sales and service.

Health insurance: From the first day of employment, associates and their eligible family members – including spouses, domestic partners and children – are eligible for medical, dental and vision coverage.

Volunteer time: We know the importance of community. Through company-sponsored events, volunteer paid time off, a dollar-for-dollar matching gift program and more, we encourage you to support organizations important to you.

Associate Resource Groups: Build connections, be yourself and develop meaningful relationships at work through associate-led ARGs. Dedicated groups focus on a variety of interests and affinities, including:

• Mental Wellness and Disability
• Pride at Securian Financial
• Securian Young Professionals Network
• Securian Multicultural Network
• Securian Women and Allies Network
• Servicemember Associate Resource Group

For more information regarding Securian’s benefits, please review our Benefits page.

This information is not intended to explain all the provisions of coverage available under these plans. In all cases, the plan document dictates coverage and provisions.

Securian Financial Group, Inc. does not discriminate based on race, color, religion, national origin, sex, gender, gender identity, sexual orientation, age, marital or familial status, pregnancy, disability, genetic information, political affiliation, veteran status, status in regard to public assistance or any other protected status. If you are a job seeker with a disability and require an accommodation to apply for one of our jobs, please contact us by email at Employment@Securian.com, by telephone 651-655-5522 (voice), or 711 (Relay/TTY).

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