Financial Analyst I

Shore United Bank is seeking a full-time Financial Analyst I to join our team. The Financial Analyst is integral to strategic financial operations, providing analysis and insights that drive decision-making across the bank. This role will oversee budgeting, forecasting, and other key financial functions to support the bank's financial stability and growth, including comprehensive financial modeling, variance analysis, and KPI reporting. The analyst will work closely with senior management to ensure alignment with business goals, as well as support the organization’s compliance with regulatory requirements.

Essential Functions Include

• Assist with the development and analysis of the budgeting, forecasting, and long-term financial planning
• Assist with analyzing financial performance, identify key trends, and offer actionable insights to senior management
• Assist with financial models and conduct scenario analysis to support strategic business decisions
• Support Asset and Liability Management (ALCO) processes, SOX documentation, and internal financial audits
• Perform variance analysis to compare actual results against forecasts and identify improvement areas, including profitability and cost analysis
• Assist with developing and reporting on Key Performance Indicators (KPIs) to assess and drive business performance
• Ensure accurate and timely financial reporting, including cash flow, liquidity, profitability, and cost analysis
• Mentor and guide junior analysts within the Financial Planning and Analysis team
• Collaborate with cross-functional teams to deliver financial insights that support strategic initiatives
• Assist with monthly and quarterly close processes, financial statement preparation, and regulatory filings (e.g., 10K, 10Q, 8K, XBRL)
• Contribute to the documentation and enhancement of internal controls over financial reporting (SOX compliance).
• Assist in audit processes and the preparation of necessary schedules for internal and external auditors
• Participate in ad-hoc projects as assigned to support departmental and organizational objectives
• Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the Company’s compliance with all regulatory requirements, e.g., Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, etc.
• Participates in required training sessions, including training for compliance with BSA/AML policies and procedures.
  
  

Location: This position can work in our Easton, Annapolis or Waldorf offices. This posting is for our Easton HQ: 28969 Information Ln, Easton, MD 21601.

Position Type/Expected Hours Of Work

• Full-time.
• Exempt.
• Days of Work: Monday-Friday.
  
  

Required Education And Experience

• Bachelor’s degree in finance, accounting, or related field
• Minimum of two years of experience in finance, public accounting, or a similar financial services role
• Proven experience with financial modeling and forecasting in a banking or financial services environment
• Proficiency in Microsoft Office (Excel and Access required; Word and PowerPoint preferred)
• Strong written and verbal communication skills, with the ability to effectively present complex financial information
• Project management skills with the ability to manage timelines and coordinate with various departments
• Experience with SEC financial reporting (preferred) and familiarity with regulatory requirements for financial institutions
  
  

Compensation

• The pay range for this position is $63,600 to $83,900 annually.
• Actual compensation offered may vary from the posted hiring range based on factors such as relevant experience, time in role, base salary of internal peers, prior performance, business sector, licensure requirements and/or skill level, and will be finalized at the time of offer.
  
  

Company Benefits

• Join a family and community-oriented workplace that offers a team environment, along with a collaborative and friendly place to work.
• Comprehensive benefits package for full-time employees including health, dental, vision, company-paid life insurance, mental health well-being, short-term and long-term disability, and much more!
• Paid parental leave
• 401k savings plan with up to a 4% company match
• Employee Stock Purchase Plan
• Employee perks such as: employee banking services, loan discount program, education assistance, career development program, Employee Assistance Program, and wellness initiatives.
• Opportunity for growth and advancement
• Paid training program and continuous training sessions throughout the year on various topics
• Generous paid time off and paid sick time
• Community involvement opportunities
  
  

Shore United Bank is a full-service financial institution with a rich history dating back to 1876. In excess of $6 billion in assets, we offer innovative financial services delivered with the personal touch you expect. We serve a broad geographic area with branches in Maryland, Delaware, and Virginia, and we also provide a comprehensive suite of digital banking services that allow you to bank with us no matter where life takes you. In addition to banking, we offer trust and wealth management services through Wye Trust, a division of Shore United Bank. Together, our team of experienced professionals is dedicated to helping you achieve your financial goals.

Shore United Bank: Good things are happening here. ®

Shore United Bank is an Affirmative Action/Equal Opportunity Employer. Shore United Bank is an E-Verify participant.