Description

JOB SUMMARY

Under routine supervision, the Loan Operations Specialist job responsibilities include working with the Bank’s
collateral insurance, quoting loan pay offs, processing paid out loan documents, scanning, indexing and filing
various loan documents and provide assistance as needed throughout the loan operations department

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Strong working knowledge of loan documents and collateral insurance policies
• Provide assistance to branch staff and loan processors with document requests, payoff requests
• Update various loan information software for on-going tracking needs
• Scan and index various loan documents to loan core system
• Research and resolve unposted transactions, payment posting, general ledger reconcilement, daily maintenance and report monitoring
• Responsible for compliance within area of responsibility
• Provide assistance with various loan operations functions

DUTIES THAT MAY BE ASSIGNED

• Maintain loan files, scan and index all loan related documents to the Bank’s electronic file system.
• Retain and file required original documents following verification of proper imaging.
• Post-closing document and compliance review.
• Track and update files for trailing loan documents and required financial information.
• As a part of the Loan Operations team, cross-train on various Loan Operations functions to provide back-up assistance and additional coverage when needed.
• Perform additional duties as requested or assigned by Management.

Most work hours will occur within the bank’s normal business hours; however, if the work load deems it necessary, some work outside business hours may be required.

Qualifications

PHYSICAL DEMANDS

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to sit and use hands to grasp and feel. The use of office and technical equipment such as a computer, scanner and phone is required routinely. The employee occasionally is required to stand, walk and reach with hands and arms. The employee is occasionally required to climb or balance; and stoop, bend or kneel. The employee must occasionally lift and/or move up to 25 pounds and use a hand truck for heavier objects. Specific vision abilities required by this job include close vision, distance vision, peripheral vision, and ability to adjust focus.

AAP/EEO Statement

This statement of policy reaffirms South Atlantic Bank’s policy of equal employment opportunity in employment, compensation, training, transfers, promotions and all other aspect of employment regardless of race, color, religion, national origin, age, sex, veteran status, physical or mental handicap/disability and to state that we do carry out this policy at South Atlantic Bank. This policy also applies to all company-sponsored activities such as educational programs, tuition aid and social and recreational activities.