As a leading regional bank, SouthState has been providing financial solutions to individuals, families, and businesses in the Southeast for more than 100 years. SouthState team members strive to create remarkable experiences while building meaningful and lasting relationships. We are proud to be a reflection of the communities we serve, and our team members share core values that make SouthState a great place to bank, and a great place to work.

SUMMARY/OBJECTIVES:

ESSENTIAL FUNCTIONS:

1. Review Mortgage Expense Line Items

• Create baseline reporting for all major expense line items
• Analyze expense line items if outside of pre-established parameters to determine root cause
• Review vendor contracts to ensure that expenses are in line with agreed upon contracts
• Work with departmental leadership to determine is additional expense is a result of a broken process

2. Assist Director of Capitial Markets to review and confirm pull through assumptions in MCT

3. Works closely with Director of Mortgage Finance to provide profit and loss statements for the Banking Group Regions with loan levels details for the specific mortgage bankers

4. Continue to build out Compensafe to fully utilize all its capacities

5. Utilize Compensafe to reconcile commissions and incentives

6. Collaborate with the Mortgage Divisions Reporting and Analytics Managers to build out key reports in Motivity

7. Prepare special projects and reports as needed

8. Maintain effective communication skills:

• Transmitting ideas and information effectively through verbal, written, and electronic means

9. Execute with the ability to prioritize and meet deadlines:

• Organize and utilize time effectively to prepare reports, projects, and special assignments with minimal supervision.

10. Accepting of other duties as assigned to promote a successful Mortgage Division.

COMPETENCIES

* Organize and plan work effectively with minimal supervision.

* Interpret instructions and written procedures accurately.

* Recognize out-of-the-ordinary situations and seek advice or

assistance when necessary.

* Perform a variety of duties accurately in a fast-paced environment.

* Work effectively with both internal and external clients.

* Maintain accurate records and work within time constraints.

* Implement and maintain appropriate procedures and policies to

ensure operational efficiency and regulatory compliance.

* Must be a team player, flexible, and have a positive attitude.

Qualifications, Education, and Certification Requirements

• Education: BS/BA degree or related job experience with a minimum of 2 years Mortgage Banking/financial institution experience.

• Specialized Knowledge/Skills: Strong analytical/research skills coupled with ability to effectively summarize findings. Excellent organizational skills and meticulous attention to detail. Ability to grasp complex processes quickly and identify risks and compensating controls. Excellent problem-solving abilities and results oriented. Ability to work independently and as part of a team. Excellent oral, written, and interpersonal skills. Ability to adapt to change and communicate changing requirement.

TRAINING REQUIREMENTS/CLASSES

Required annual compliance training, New Employee Orientation.

PHYSICAL DEMANDS

Must be able to stand and/or sit for long periods of time. Must be able to effectively access and interpret information on computer screens, documents, and reports.

Reasonable accommodations made to enable individuals with disabilities to perform the essential functions.

WORK ENVIRONMENT

Telecommuting roles no matter if hybrid or 100% full time telecommuting must have a secure home office environment that is free from background noise and distractions. They must also have a reliable private internet connection that is not supplied by use of cellular data (hot spot). Cable or fiber connections are preferred. Requirements are subject to change, as new systems and technology is delivered.

TRAVEL

Travel is minimal