7 Commercial Loan Officer - 20196 Jobs in Corpus Christi, TX
TalentZök is Hiring a Commercial Loan Officer - 20196 Near Corpus Christi, TX
- 3-5 years experience as a Commercial Lender within a Community Bank
- Passion for community engagement/involvement
- BA in Finance, Accounting, or other Business Related Field Highly Preferred
FULL DESCRIPTION: Perform all facets of Commercial lending achieving loan portfolio growth goals. Make outside sales calls through using new business development tools to achieve portfolio loan and deposit goals. Develop and manage loan accounts which meet established lending requirements and provide maximum profitability to the bank with a minimum risk. Carry out public relations and participate in local events and organizations to represent the bank and develop new business contacts.
The selected candidate will be responsible for:
- Responsible for having knowledge of bank services and cross selling products based on the customer's financial needs.
- Responsible for establishing customer relationships to assure the ongoing growth of loans and deposits.
- Assist in closing loans.
- Interview loan applicants, collect and analyze financial and related data to determine the general credit worthiness of the prospect and the merits of the specific loan request.
- Establish and negotiate where necessary the terms under which the credit will be extended, including the costs, repayment method and schedule and collateral requirements.
- Collect and analyze information that reflects the creditworthiness of current customers and the current merits of existing loans. Information may be obtained by direct inspection of the applicant's business and/or collateral, review of interim financial reports and personal interview.
- Monitor loan repayment activities and take necessary action to collect from past due accounts.
- Develop material for and make loan presentations to the Senior Loan Committee where required.
- Check loan documentation and computations of loan support documentation.
- Monitor credit and collateral exceptions.
- Prefer Bachelor's in Business Administration Professional or Commercial banking experience
- 3-5 years of proven consultative outside sales experience in financial services, business to business sales or small business banking
- Proven track record of prospecting new business, enhancing existing relationships and meeting or exceeding sales goals
- Ability to understand and interpret financial statements and cash flow analysis Capable of organizing, facilitating, leading and negotiating with team of bank associates to solve client issues.
For immediate and confidential consideration, please email your resume to mbrooke@talentzok.com or call 469.895.5515. More information can be found at www.talentzok.com
Company DescriptionTalentZok was founded in 2008 and has been repeatedly recognized as one of San Diego County's fastest growing businesses. In 2022, we were named Business Journal's 'Best Places to Work'. Even as our competitors are scaling back and laying off staff, TalentZok is expanding to new markets and hiring additional staff in existing offices.
TalentZok was founded in 2008 and has been repeatedly recognized as one of San Diego County's fastest growing businesses. In 2022, we were named Business Journal's 'Best Places to Work'. Even as our competitors are scaling back and laying off staff, TalentZok is expanding to new markets and hiring additional staff in existing offices.
Job Summary
Full Time
$67k-90k (estimate)
06/24/2024
08/26/2024
The job skills required for Commercial Loan Officer - 20196 include Commercial Loans, Presentation, Commercial Banking, Financial Statements, Cross-Selling, Accounting, etc. Having related job skills and expertise will give you an advantage when applying to be a Commercial Loan Officer - 20196. That makes you unique and can impact how much salary you can get paid. Below are job openings related to skills required by Commercial Loan Officer - 20196. Select any job title you are interested in and start to search job requirements.
The following is the career advancement route for Commercial Loan Officer - 20196 positions, which can be used as a reference in future career path planning. As a Commercial Loan Officer - 20196, it can be promoted into senior positions as a Group/Region Manager I (Commercial Loans) that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Commercial Loan Officer - 20196. You can explore the career advancement for a Commercial Loan Officer - 20196 below and select your interested title to get hiring information.
If you are interested in becoming a Commercial Loan Officer, you need to understand the job requirements and the detailed related responsibilities. Of course, a good educational background and an applicable major will also help in job hunting. Below are some tips on how to become a Commercial Loan Officer for your reference.
Step 1: Understand the job description and responsibilities of an Accountant.
Quotes from people on Commercial Loan Officer job description and responsibilities
Consulting with managers about credit policies, credit lines, standards, and procedures
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Advising clients on suitable loan and credit options.
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Training and supervising loan administrators.
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Obtaining and assessing financial information, including financial statements and credit histories.
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Step 2: Knowing the best tips for becoming an Accountant can help you explore the needs of the position and prepare for the job-related knowledge well ahead of time.
Career tips from people on Commercial Loan Officer jobs
On-the-job Training & Related Experience.
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Certification (recommended / optional).
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Determine an Acceptable Level of Risk.
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Take time each day to count the good things.
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Organize, Organize, Organize.
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Step 3: View the best colleges and universities for Commercial Loan Officer.
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