Job Summary: We are looking for a seasoned and meticulous Senior Credit Analyst to join our dynamic team. The ideal candidate will have extensive experience in underwriting commercial loans, C&I lending and investment, commercial mortgage lending, and construction lending. A strong background in commercial loans and proficiency in MS Office software are essential. Experience in supervising or coaching junior credit analysts will be highly valued.

Key Responsibilities:

• Underwrite and analyze commercial loans, including C&I lending, commercial mortgage lending, and construction lending.
• Assess the creditworthiness of potential clients and make informed credit decisions.
• Prepare and present detailed credit reports and analyses to senior management.
• Supervise and mentor junior credit analysts, providing guidance and support in their professional development.
• Utilize MS Office software, including WORD, Excel, Outlook, and ACCESS, to manage and organize loan documentation and reporting.
• Collaborate with various departments to ensure a comprehensive and cohesive approach to credit risk management.
• Monitor and review the commercial loan portfolio to identify potential risks and opportunities for improvement.

Must-Have Qualifications:

• Minimum of 5 years of experience in underwriting commercial loans, C&I lending and investment, commercial mortgage lending, and construction lending.
• At least 8 years of experience in a commercial loan background (flexible if necessary).
• Proven experience in supervising or coaching junior credit analysts.
• Proficiency in MS Office software, including WORD, Excel, Outlook, and ACCESS.

Nice-to-Have Qualifications:

• Completion of in-house corporate training programs, such as those offered by Bank of America or Chase.
• Experience with Sageworks software.