Credit Analyst
The First National Bank of Central Texas is seeking a Credit Analyst to join our successful team in the College Station, Texas market. This position partners with and supports multiple lenders by evaluating the credit information of potential customers, monitoring existing client portfolios, performing risk assessments, is skilled at writing detailed reports, and making informed decisions while extending credit. This position is integral in supporting our mission to deliver excellent service in a friendly environment for the prosperity of our communities.

Strong candidates should have a bachelor’s degree in Finance, Accounting, or a related field, demonstrate sound judgment, strong analytical acumen, and negotiation skills. A background in the financial industry is preferred.

Responsibilities:

• Analyze and assess the financial statements and credit history of existing and potential clients.
• Review credit applications and perform credit checks.
• Structure relevant data and perform risk assessments.
• Ability to make informed decisions backed by sound assessment.
• Consult and negotiate with clients regarding financial transactions, payment terms, and credit limits.
• Ability to handle multiple projects and submit applications on time.
• Understanding of business, economic, and industry risk.
• Financial forecasting.
• Practice due diligence.

Requirements:

• Bachelor's degree in finance, accounting, or related field.
• Strong verbal and written communication skills.
• Excellent organizational, analytical, and time-management skills.
• Ability to prioritize tasks and assignments.

Proficient technical skills including Microsoft Office, Excel, and ability to query data-based information.

FNBCT provides excellent benefits and a competitive compensation package. We are an equal opportunity employer M/F/D/V. FBNCT provides reasonable accommodation for persons with a disability.

About Us

The First National Bank of Central Texas, with over one hundred employees, and an asset size of over $1.4 Billion, is poised for continued growth and fulfilling our mission of: “excellent service in a friendly environment for the prosperity of our communities.” Learn more about FNBCT, we’ve got a story to share, our history, values, and our friendly, professional team. Visit our new website, https://fnbct.bank/about-us/our-history/

Submit your resume and application to our Human Resources Department, human- resources@fnbct.com.

Job Type: Full-time

Pay: $40,000.00 - $60,000.00 per year

Benefits:

• 401(k)
• Dental insurance
• Health insurance
• Paid time off
• Vision insurance

Physical setting:

• Office

Schedule:

• 8 hour shift

Work Location: In person