Product Director - EM06KE

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

The Director, Product & Underwriting, Wholesale Property & Wholesale Inland Marine will be r esponsible for product management & development and portfolio underwriting of assigned product(s) and acting as "subject matter expert."

Specific responsibilities include:

Review, draft and maintain the suite of policy forms and corresponding endorsement libraries within the area of expertise and assigned product responsibilities.

Provide recommendations to keep products current and appropriate for industry needs (competitiveness, profitability and compliance).

Continuously research the competitive landscape, economic, industry, product, actuarial trends, risk assessment and financial metrics to determine recommendations for new product/coverage opportunities and strategies.

Provide thought leadership in area of expertise, including drafting white papers and first alerts, and participating on industry panels.

Develop and maintain underwriting guidelines and underwriting authority. Provide internal and external training and collaborate with peers and UW community.

Work closely with senior leaders and stakeholders throughout the organization to develop and implement underwriting strategies to achieve performance goals, identify trends, and develop recommendations for improvement, as needed.

Advance pricing and portfolio segmentation for portfolio analysis and shaping. Support underwriting on key business initiatives and maintain relationships throughout the organization to support multi-disciplinary problem solving and execution and input across all levels of the business.

Develop insight into competitors' strengths, weaknesses and strategies and leverage to drive profitable business and increased market penetration.

Qualifications:

7 years' experience within P & C Specialty Lines; focus and expertise in product & underwriting for Property & Inland Marine strongly preferred

Superior understanding of Product Management & Product Development, inclusive of policy form development and interaction with actuaries and reinsurers.

Strong understanding of all aspects of underwriting execution

Ability to use data and analytics to understand and drive underwriting strategy

Understanding of financial concepts

Strong project management, negotiation, influencing, legal and analytical skills

Ability to absorb multi-disciplinary input and translate into effective actions Superior communication skills, both oral and written

Ability to collaborate to drive effective partnerships and deliver outcomes

Leadership and mentoring skills

Excellent verbal and written communication skills

Demonstrate a talent to motivate and inspire team employees and cross functional teams

Bachelor's degree required

Location:

This role can have a Hybrid or Remote work arrangement. Candidates who live near one of our office locations will have the expectation of working in an office 3 days a week (Tuesday through Thursday). Candidates who do not live near an office will have a remote work arrangement, with the expectation of coming into an office as business needs arise.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$130,000 - $195,000

Equal Opportunity Employer/Females/Minorities/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

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Human achievement is at the heart of what we do.

We believe that with the right encouragement and support, people are capable of achieving amazing things.

We put our belief into action by ensuring individuals and businesses are well protected, and by going even further - making an impact in ways that go beyond an insurance policy.

Nearly 19,000 employees use their unique talents in careers that span a variety of disciplines - from developing the latest technology to creating and promoting our products to evaluating future financial risks.

We're also committed to programs that drive education and support volunteerism, which put human beings first. We do it because it's the right thing to do, and because when our customers, communities and employees succeed, we all do.

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