Job Overview:
We are seeking a detail-oriented Loan Specialist to join our team. The ideal candidate will have a strong background in math, banking, mortgage servicing, and loan origination. Experience with TILA, underwriting, and FNMA guidelines is highly desirable.

Duties:

· Interview applicants to determine financial eligibility and feasibility of granting loans

· Review loan applications and supporting documentation for completeness and accuracy

· Request and review the credit report from the credit bureau

· Conduct credit analysis to assess the risk associated with the loan applications

· Evaluate credit worthiness by processing loan applications and documentation within specified limits

· Determine all applicable ratios and set up debt payment plans

· Communicate with clients either to request or to provide information

· Complete loan contracts and counsel clients on policies and restrictions

· Ensure compliance with FNMA, TILA and other regulatory requirements

Experience:

· Previous experience in a bank or financial institution

· Knowledge of loan origination procedures and best practices

· Familiarity with computers and banking software

· Solid understanding of direct lending products and practices

Job Type: Full-time

Benefits:

• Dental insurance
• Health insurance
• Health savings account
• Paid time off
• Vision insurance

Physical setting:

• Office

Schedule:

• Monday to Friday
• Weekends as needed

Ability to Commute:

• West Mansfield, OH 43358 (Required)

Work Location: In person