Job Title: Compliance/CRA Team Lead
Department: Risk Management
Reports To: Chief Risk Officer
Status: Non-Exempt
Salary Range: $41,500 - $61,000
Who We Are
At Timberline Bank, our people are our most valuable asset. We seek qualified employees who enjoy people, are
innovative, and who are eager to learn. We, in return, provide opportunities for personal advancement and professional
growth. The driving force behind our dedication to providing a "Better, Faster, Easier. -Always." experience is the Timberline Team. From the moment you enter the building, we greet you as a person, not an account number-our belief in the value of exceeding customers' high expectations is what makes Timberline Bank a bank here for our community. Our commitment has been and always will be to provide high-quality personalized customer service. With the Timberline personal touch, the level of customer support is unparalleled. We want to support you and your financial well-being, whether through your personal or commercial needs. Each customer contributes to the success of our small business. TO US, IT IS PERSONAL.
What We Value
At Timberline Bank, the core of our culture is in the following values. We believe heavily in fulfilling each one of these to the highest degree. Our culture is the foundation of who we are as a team, and as a business.

1. Exceeding Customers' High Expectations
2. Empowering a Dedicated Team
3. Having Fun While Winning
4. Passionate About our Communities
5. Value Added Resource for our Customers (Trusted Advisor)

Position Summary
This is a non-exempt, full-time position located in Grand Junction. This is the first level on a defined career path toward a career in Risk Management. The Risk Management Support Specialist is responsible for performing a variety of activities in support of the Bank's Bank Secrecy Act (BSA) Anti-Money Laundering (AML), Consumer Compliance, and Community Reinvestment policies and procedures.
Essential Duties and Responsibilities
Must be proficient and able to perform all essential duties and responsibilities of the Compliance/CRA Team Lead. In addition, this position
will:

• Maintain detailed documentation to demonstrate compliance with regulations and internal policies and procedures.
• Support with various monthly, quarterly, and yearly reporting and monitoring requirements.
• Able to work independently or with little supervision, in a team environment, take initiative, prioritize tasks, with the ability to
  provide problem prevention and resolutions.
• Assist with planning, coordinating, and scheduling external audits/examinations, and present findings and recommendations to
  Executive Management and the Audit Committee of the Board of Directors.
• Comply with applicable federal, state, and local laws and regulations and demonstrate.
• Strict adherence to the Timberline Bank Code of Conduct.
• Assist with corrective actions to audit or examination exception findings, tracking policies/procedures, and internal controls for
  annual approval.
• Assist with compliance related questions and/or research for both consumer and commercial loans and deposits.
• Assist with Customer Complaint management.
• Assist with HMDA Compliance, upload into QuestSoft and Data submission.
• Assist with flood insurance policy reviews to ensure adequate coverage is in place.
• Assist with consumer compliance monitoring audits.
• Preparation and presentation of consumer compliance training, including required Board training.
• Review of Marketing materials.
• Primary for Incident Response Management.
• Direct responsibility for Policy Management.
• Assist with Adverse Action secondary review.
• Completion of lending related monitoring reports - Small Creditor designation, HMDA, etc.
• Privacy/Annual Billing Notice Statement release.
• Ability to effectively collaborate and communicate cross-departmentally throughout the Bank, including sharing information,
  resources, and ideas as needed.
• Duties may be expanded on as experience and professional goals are achieved.

Community Reinvestment Act

• Responsible for CRA Public File updates.
• Collect documentation, analyze information and qualify/validate Community Development (CD) activities.
• Assist with CRA data and oversight of upload into QuestSoft system.
• Responsible for quality assurance/audit reviews to ensure data integrity and process consistency.
• Assist with development and/or maintenance of formal process documentation including job aids and other procedural
  documents.
• Assist with gathering data and preparing for CRA examinations, internal audits and controls testing.
• Participate in and execute special projects and effectively manage assigned deliverables.

Bank Secrecy Act/Fraud Prevention

• Assist with account monitoring for potential fraud activity.
• Assist with Mobile Deposit review and other related BSA/Fraud duties.

Required Knowledge and Expertise

• Preferred 3 years of banking experience in Risk Management, finance, legal or related field.
• Bachelor's Degree and/or equivalent Banking experience.
• Must work towards obtaining professional designation of Certified Community Bank Compliance Officer (CCBCO) and/or
  Certified Regulatory Compliance Manager (CRCM).
• Strong ability to apply good judgment, discretion and confidentiality.
• Highly organized with an ability to prioritize work and meet deadlines.

Key Competencies

• Be Thorough : Ensure that work is completed thoroughly and correctly; prepare carefully for meetings and
  presentations; follow up with others to ensure that agreements and commitments have been fulfilled.
• Establish and Maintain Personal Credibility : Consistently model behavior for management that is perceived
  as responsible, reliable, and ethical.
• Communicate Effectively : Express oneself clearly in interactions with others, both verbally and in writing. Notice, interpret, and anticipate needs and concerns. Ensure that critical information is shared with those who should be kept informed.
• Act with Confidence : Understand the importance of rules and requirements and be poised and self-assured.
• Motivation to set goals, establish priorities and be highly productive daily.
• Able to work independently or with little supervision, in a team environment, take initiative, prioritize tasks, with the ability to provide problem prevention and resolutions.
• Work accurately with close attention to detail , displaying good time-management skills.
• Process and maintain quality control and confidentiality over critical processes and information, multi-task, and finish assigned tasks timely and efficiently.

Equal Employer Opportunity Statement
Timberline Bank prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.
All job requirements in the job description provided indicate the minimum level of knowledge, skills, and/or abilities deemed necessary to perform the job competently. Job descriptions are an overview of the duties, responsibilities, and requirements of the position. Employees may be required to perform other job-related assignments as requested.
OUR COMPANY ADHERES TO A POLICY OF EMPLOYMENT-AT-WILL, WHICH ALLOWS EITHER PARTY TO TERMINATE THE EMPLOYMENT RELATIONSHIP AT ANY TIME, FOR ANY REASON, WITH OR WITHOUT CAUSE OR NOTICE.