1 Lending Specialist Job in St. Louis, MO
Together Credit Union is Hiring a Lending Specialist Near St. Louis, MO
- Actively assists members through phone and online channels to provide information and knowledge on all lending products and services.
- Offers financial advice and guidance on all Credit Union products and services.
- Processes applications, analyzes eligibility of loans, assesses risk, properly documents loans, receives approval, closes, distributes, and delivers denials on loans that originate through other channels.
- Analyzes members’ financial standing and credit reports; calculates debt to income ratios to identify loan eligibility.
- Identifies debt held by other institutions and cross sell loan products.
- Maintains necessary reports and work queues.
- Manages calls and assists Contact Center in overflow requests and loan applications.
- Manages follow up with internal departments including title and payoff information.
- Handles loan follow up and regulatory compliance.
- Continually focuses on net promoter score (NPS) goals and service standards.
- Promotes a positive relationship between the internal and external members and the Credit Union.
- High school diploma
- Minimum of two years related professional experience.
- Knowledge of applicable laws and regulations, including but not limited to, the Bank Secrecy Act (BSA), the Patriot Act, and the Office of Foreign Assets Control (OFAC).
- Strong understanding of system utilization, lending, and Credit Union products to find lending options for all member needs.
- Understanding of principles involved in various types of loans, including those granted, insured, or guaranteed by institutions.
- Familiarity with the financial structures and practices of businesses and organizations.
- Ability to analyze financial data and assess credit risk.
- Proficiency in guiding members through the loan application process and addressing their queries.
- Skills in marketing loan products and services, and actively soliciting new business.
- Competence in making informed decisions regarding loan approvals and risk assessments.
- Strong oral and written communication skills to present information clearly and effectively.
- Ability to develop and maintain relationships with members and other stakeholders.
- Hybrid remote and in-office setting; general office environment when in-office
- Ability to work at a computer in a stationary manner up to 8 hours daily.
- Ability to use a computer keyboard, mouse, and other office equipment efficiently.
- Good vision is necessary for reading documents, computer screens, and financial data.
- Effective hearing is important for phone conversations and in-person meetings with members.
Job Summary
Full Time
$52k-66k (estimate)
08/15/2024
10/13/2024
togethercu.org
St Louis, MO
25 - 50
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The job skills required for Lending Specialist include Products and Services, Written Communication, Lending Products, etc. Having related job skills and expertise will give you an advantage when applying to be a Lending Specialist. That makes you unique and can impact how much salary you can get paid. Below are job openings related to skills required by Lending Specialist. Select any job title you are interested in and start to search job requirements.
The following is the career advancement route for Lending Specialist positions, which can be used as a reference in future career path planning. As a Lending Specialist, it can be promoted into senior positions as a Construction Loan Manager that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Lending Specialist. You can explore the career advancement for a Lending Specialist below and select your interested title to get hiring information.
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