At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Business Banking Relationship Managers play a pivotal role in helping our business clients achieve their financial goals.

They do this by approaching each and every day with a single purpose – to do the right thing by our business clients to help them achieve their vision for success and the lives they want to lead.

Our Business Banking Relationship Managers will have access to an expansive set of products and solutions to better serve our business clients today and into the future.

The duties of this role are as follows:

• Prospect businesses with an annual revenue of between $10MM and $25MM.

• Possess a solid understanding of SBA products, specifically, 7A and 504.

• Proactively manage an assigned portfolio of clients by awareness and completion of all renewals, annual reviews etc.

• Build strong client relationships that are based on trust.

• Assess and attend to clients’ banking needs.

• Obtain and process client and account information.

• Educate clients on available deposit and loan products and services.

• Recommend financial solutions based on each client’s unique goals and needs.

• Be the primary advisor for our business clients and be responsible for building, developing, and managing new and existing relationships with business clients.

• Deliver financial expertise and client-centric solutions that build strong, long-term relationships.

• Effectively partner with internal product specialists (Payment Solutions, HVCC, TM etc.) to deepen client relationships and profitability.

Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Four to five years of relevant experience

Preferred Skills/Experience

- Strong business development skills

- Basic knowledge of credit administration, analysis, and credit policy/procedure

- Well-developed analytical and problem-solving skills

- Knowledge of cash flow management and business credit underwriting with commercial credit training preferred
- Understanding of basic financial accounting and analysis
- Strong business acumen with knowledge of diverse types of businesses, industries, markets, financial and economic concepts
-Ability to work effectively with individuals and groups across the company to manage customer relationships
- Excellent presentation, verbal, and written communication skills

Location

This role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits: 

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

EEO is the Law

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal KNOW YOUR RIGHTS EEO poster.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $95,455.00 - $112,300.00 - $123,530.00Job postings typically remain open for approximately 20 days of the posting date listed above, however the job posting may be closed earlier should it be determined the position is no longer required due to business need. Job postings in areas with a high volume of applicants, such as customer service, contact center, and Financial Crimes investigations, remain open for approximately 5 days of the posting listed date.