28 Commercial Loan Officer Jobs in Dallas, TX
United Texas Bank Dallas is Hiring a Commercial Loan Officer Near Dallas, TX
We are currently seeking a highly qualified and motivated individual to join our team as a Commercial Loan Officer. As a leading financial institution committed to excellence, we are looking for a dynamic professional who can contribute to our success and help drive our financial operations forward. This position reports onsite at our north Dallas headquarters.
What You’ll Do:
- Expand the bank’s commercial real estate loan and deposit business by actively identifying prospects, establishing relationships, and providing financial solutions that best meet the needs for each client.
- Develop a pipeline of referral sources (e.g., CPAs, attorneys, title companies, real estate brokers, etc.) to develop new business.
- Analyze financial information (e.g., balance sheets, income statements, tax returns, etc.) to determine applicant creditworthiness based on sound risk-based examination of strengths and weaknesses.
- Determine appropriate risk ratings and make recommendations for approval/denial of loan requests.
- Mentor lesser experienced credit staff to provide technical guidance, time management skills, lending policy interpretations, and critical decision-making skills.
- Provide analytical support directly to the executive team to identify and measure credit risk and emerging trends within the association’s overall loan portfolio.
- Analyze client-provided financial information to appropriately underwrite and/ or present credit structures for approval.
- Prepare written credit memorandums for presentation and approval.
- Monitor compliance with CRC approved terms for ongoing information requirements such as monthly financial statement information, borrowing base information, and/ or loan or letter agreement covenants.
- Exercise loan authority to make loans, issue letters of credit, lines of credit, and pay overdrafts within designated authority.
- Establish a regular routine for onsite visits to business customers to maintain rapport and cross-sell other products and services.
- Actively participate in meetings with other units/departments to provide input and improve the process.
- Bachelor’s degree in finance, accounting, economics, or related field.
- Five (5) to ten (10) year experience in credit analysis and/or commercial lending
- Must have requisite expertise in commercial and real estate underwriting practices along with a balanced knowledge of regulatory governance of commercial lending activities.
- Medical
- Dental
- Vision
- 401k
- 401k Match
- Telehealth - Employer Provided
- Health Reimbursement Arrangement (HRA)
- Flexible Spending Account (FSA)
- Health Savings Account (HSA)
- Prescription Discount
- Life Insurance – Employer Provided
- Supplemental Life - Voluntary
- Short-term Disability
- Long-term Disability
- Discount Legal Services
- Discount ID Theft Protection Services
Job Summary
Full Time
Banking
$71k-95k (estimate)
07/04/2024
08/01/2024
unitedtexasbank.com
DALLAS, TX
25 - 50
1986
JARROD BECK
$10M - $50M
Banking
Related Companies
About United Texas Bank Dallas
United Texas Bank, originally formed by Board Chairman Jeffrey Beck in 1986, is a locally owned, full-service, FDIC-insured boutique commercial bank, based in Dallas, Texas. We specialize in delivering customized business and personal banking services to our clients and their companies both locally and throughout the nation. Our mission is to provide creative and responsive solutions to help our clients achieve financial success. The strength of UTB is based on our ability to listen and react to our customers needs in a timely, personal and professional manner. When you need advice, we are her...e to help whether you need help with cash flow planning, help calculating capital ratios or someone to consult with you on your business plan. And when you apply for a loan, people who know you and understand your business will review your loan application. At UTB we have simplified banking and minimized the need for bank trips by offering remote deposit capture, ATM/debit cards, merchant card processing, online banking and an app for mobile banking. United Texas Bank strives to be a good member of our community by participating and allocating resources to such causes as the Mary Crowley Cancer Research Center, Habitat for Humanity and supporting other community partners throughout Texas and the nation. We are the kind of bank people trust and an organization that consistently meets the needs of those we serve. We look forward to you hearing how we can help you and your business.
More
Show less
The job skills required for Commercial Loan Officer include Commercial Loans, Underwriting, Economics, Financial Statements, Accounting, Credit Risk, etc. Having related job skills and expertise will give you an advantage when applying to be a Commercial Loan Officer. That makes you unique and can impact how much salary you can get paid. Below are job openings related to skills required by Commercial Loan Officer. Select any job title you are interested in and start to search job requirements.
The following is the career advancement route for Commercial Loan Officer positions, which can be used as a reference in future career path planning. As a Commercial Loan Officer, it can be promoted into senior positions as a Group/Region Manager I (Commercial Loans) that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Commercial Loan Officer. You can explore the career advancement for a Commercial Loan Officer below and select your interested title to get hiring information.
If you are interested in becoming a Commercial Loan Officer, you need to understand the job requirements and the detailed related responsibilities. Of course, a good educational background and an applicable major will also help in job hunting. Below are some tips on how to become a Commercial Loan Officer for your reference.
Step 1: Understand the job description and responsibilities of an Accountant.
Quotes from people on Commercial Loan Officer job description and responsibilities
Consulting with managers about credit policies, credit lines, standards, and procedures
02/19/2022: El Paso, TX
Advising clients on suitable loan and credit options.
04/17/2022: Lansing, MI
Liaising between borrowers and underwriting departments.
03/12/2022: Queens Village, NY
Training and supervising loan administrators.
02/17/2022: Houston, TX
Obtaining and assessing financial information, including financial statements and credit histories.
03/29/2022: Buffalo, NY
Step 2: Knowing the best tips for becoming an Accountant can help you explore the needs of the position and prepare for the job-related knowledge well ahead of time.
Career tips from people on Commercial Loan Officer jobs
On-the-job Training & Related Experience.
01/26/2022: Cheyenne, WY
Certification (recommended / optional).
02/26/2022: Grand Rapids, MI
Determine an Acceptable Level of Risk.
03/01/2022: Charleston, SC
Take time each day to count the good things.
04/04/2022: Mcallen, TX
Organize, Organize, Organize.
02/06/2022: Corpus Christi, TX
Step 3: View the best colleges and universities for Commercial Loan Officer.
Similar Jobs
Popular Articles
