Job Summary:The Commercial Portfolio Manager plays an integral role on the Commercial Banking Team. The individual will work directly with Lenders, Credit Officers, Loan Operations, and others to analyze new commercial credit opportunities, renewed credit exposure, and manage a portfolio of loans and other credit and depository relationships. Responsibilities and Duties:Analyzing individual company performance and the impact of industry and competitive dynamics and macroeconomic events on the creditworthiness of clients and prospectsAttend client and prospect meetings, gather information and perform research in order to identify, quantify, and mitigate underwriting risk inherent in a commercial R/E lending function.Develop strong working relationships with client management, internal teammates, credit officers, attorneys, auditors and other bankers.Manage assigned portfolio of credits for which you will have primary portfolio management, monitoring and oversight responsibilities.Spreading and in-depth analysis of financial statements, projections and business plansDetermining the appropriate risk rating for a companyPreparing in-depth loan approval documents for new loans, amendments, and renewalsPartner with underwriting department to facilitate the underwriting process for renewals and new loans with the credit analyst poolCompleting ongoing periodic credit servicing of loans within the portfolio including obtaining and analyzing financial statements, compliance certificates, and borrowing bases; conduct annual reviewsEnsuring compliance with internal bank credit policy and external regulatory requirementsManage past dues, renewals, and exceptions.Coordinate with lending assistant(s) in managing the above for each officer’s portfolio.Update monthly and quarterly corporate level reportsPrepare loan packages with assistance from credit analysts, as available.Present loans at appropriate loan committees when necessaryManage the appraisal process for all new and renewed credits (i.e., work with borrowers to get appropriate information to the appraiser, order appraisals, check status, etc.)Write update and status memos on existing loans/relationships, track relationship debt and pay downsReview and sign off on construction draws when appropriateSite InspectionsPreliminary assessment of new loansPartner with the closing department to facilitate the loan closing process for both new loans and renewalsPartner with Loan Operations, as well as attorneys for doc prepOrder and review 3rd party reports when necessaryCoordinate closing with title company and borrowerAttention to regulatory requirements and compliance training applicable to position (Bank Secrecy Act, Customer Information Privacy ETC)Integrity, discretion, and respect for confidential information are essential.Job Skills and Qualifications:Excellent written and verbal communication skills are a must.Excellent interpersonal skillsFormal credit training preferred. At least three to five years of commercial credit underwriting or portfolio management experience.College degree required (concentration in accounting or finance preferred).Proficient with Excel – knowledge of basic excel modeling and formulas – as well as other standard Microsoft products.Knowledge of standard banking applications such as financial spreading software, a plus.