17 Credit Risk Analyst Jobs in Des Moines, IA
Watercress Financial is Hiring a Credit Risk Analyst Near Des Moines, IA
JOB SUMMARY
Our risk management team is looking for a lending Credit Risk Analyst for our home improvement loan platform. This role is responsible for implementing and monitoring lending strategy, loan decision automation, lending performance dashboards and ad-hoc reporting.
RESPONSIBILITIES
· Act as subject matter expert for credit analysis and credit rules automation by interacting with IT, data and business intelligence teams
· Develop and maintain reporting, automation and dashboards for the consumer loan portfolio
· Support risk forecasting by maintaining loan loss and prepayment models
· Support credit policy and underwriting by monitoring and developing strategies and reporting
· Support to create credit policy and procedures for loan approval, origination and work out
QUALIFICATIONS AND REQUIRED SKILLS
· Expertise with MS Excel
· 2 years experience in a financial-analysis or data-analysis role
· Analytical coding experience using financial, actuarial, economic or behavioral data
· 4yr degree in a Finance, engineering or analytical STEM degree, or equivalent education
· Expertise writing SQL for queries and data extraction
· Strong analytical acumen, understanding of distributions, sets, arrays and identifying and managing data impacts caused by Bayesian or selection bias
· Confident working independently, detailed oriented, meticulous with data integrity
VALUED KNOWLEDGE AND SKILLS
· Coding tools: SQL, PC SAS or R, and rules engine automation
· Microsoft Power stack (PowerBI, PowerQuery, PowerPivot, PowerAutomate)
· Useful domains: API, JSON, Visual Studio, Python, M language, general ledger
· Experience with lending data system architecture or online servicing business automation
WORK EXAMPLES / PENDING PROJECTS
· Work with Data and BI to deploy enhanced portfolio delinquency reporting dashboard
· Create credit risk waterfall reporting for strategy management
· Work with Data to structure an end-to-end data cube for ad-hoc and predictive analytics
· Work with IT to develop workflow for managing API automation between three systems
· Create risk monitoring dashboards to track model population stability
· Develop and deploy custom strategy scorecard solutions, such as predicting household income
Job Summary
Full Time
$62k-86k (estimate)
06/02/2024
07/27/2024
The job skills required for Credit Risk Analyst include Risk Management, Credit Risk, Underwriting, Economics, Credit Policy, etc. Having related job skills and expertise will give you an advantage when applying to be a Credit Risk Analyst. That makes you unique and can impact how much salary you can get paid. Below are job openings related to skills required by Credit Risk Analyst. Select any job title you are interested in and start to search job requirements.
The following is the career advancement route for Credit Risk Analyst positions, which can be used as a reference in future career path planning. As a Credit Risk Analyst, it can be promoted into senior positions as a Letter of Credit Officer that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Credit Risk Analyst. You can explore the career advancement for a Credit Risk Analyst below and select your interested title to get hiring information.
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