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Lead Business Execution Consultant, Personal Lending Product and Offers Strategy
Wells Fargo Charlotte, NC
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$74k-117k (estimate)
Full Time | Banking 3 Weeks Ago
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Wells Fargo is Hiring a Lead Business Execution Consultant, Personal Lending Product and Offers Strategy Near Charlotte, NC

About this role:
Wells Fargo is seeking a Lead Business Execution Consultant to join the Personal Lending team within Consumer Lending. This strategic role will be responsible for the POS Financing product, offers, and financial performance.
Wells Fargo's Consumer Lending businesses empower millions of customers to achieve their dreams every day. Whether it's buying a home, purchasing a car, funding a significant purchase, or making important daily credit card purchases, Consumer Lending provides important credit products and services that help our customers succeed. The group includes Home Lending; Auto; Cards, Retail and Merchant Services; Personal Lending; Consumer Lending Control; and Consumer Lending Shared Services. Within Consumer Lending, the Personal Lending team is responsible for Personal Loans, Flex Loans and Point of Sale Financing. The Product Management team focused on product innovation, pricing, and portfolio financial performance. Learn more about the career areas and business divisions at wellsfargojobs.com.
In this role, you will:
  • Developing or influencing business plans, product requirements, and evaluations of new product lines and product expansions; measurement of impact of new product launches and capabilities
  • Using data and cost benefit analysis to inform product roadmap and features
  • Assessing offers and performance, creating pricing strategies
  • Market, industry and competitive analysis to identify trends, issues and opportunities associated with Point of Sale/Retail Financing
  • Developing and leveraging consumer and merchant segmentation analysis, behavior analysis, voice of customer analysis to inform product roadmap and features
  • Identifying opportunities for improvement across all P&L levers, helping to drive and implement those opportunities in collaboration with cross functional teams
Required Qualifications, US:
  • 5 years of Business Execution, Implementation, or Strategic Planning experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
  • Knowledge and understanding of providing consumer lending products through partnerships (e.g., Retails Services, POS Installment Lending or BNPL)
  • Knowledge and understanding of credit offers, evaluation and pricing
  • Knowledge and understanding of product management in the financial services industry, including knowledge and understanding of profit and loss (P&L) drivers
  • Strong problem solving, attention to detail, decision making and analytical skills with ability to turn findings into strategic imperatives
  • Experience navigating through ambiguity
  • Strong business acumen with the ability to influence and lead without authority within a matrixed environment
  • Experience presenting information in a manner that persuades, educates, and enhances understanding at all levels
  • Virtual leadership experience with ability to effectively drive results, provide feedback, direction, and manage and build relationships with leaders, senior level stakeholders and team members while operating in an ambiguous environment
  • Master's Degree, MBA or higher preferred
Job Expectations:
  • Ability to travel up to 25% of the time
  • Willingness to work on-site at stated location on the job opening
  • This position offers a hybrid work schedule
  • This position is not eligible for Visa sponsorship
Job posting may come down early due to volume of applicants.
Locations:
  • 801 Walnut St, Des Moines, IA 50309
  • 550 S Tryon St, Charlotte, NC 28202
  • 300 Highway 169 S, Minneapolis, MN 55426
Pay Range:
  • 96,600.00 - 206,100.00
Required locations listed above. Salary range is determined by location of the job.
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$96,600.00 - $171,800.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement
Posting End Date:
30 Aug 2024
  • Job posting may come down early due to volume of applicants.
We Value Diversity
At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Job Summary

JOB TYPE

Full Time

INDUSTRY

Banking

SALARY

$74k-117k (estimate)

POST DATE

08/22/2024

EXPIRATION DATE

10/21/2024

WEBSITE

wellsfargo.com

HEADQUARTERS

LITCHFIELD, MN

SIZE

>50,000

FOUNDED

1852

TYPE

Public

CEO

SUSAN LEISHER

REVENUE

>$50B

INDUSTRY

Banking

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About Wells Fargo

Wells Fargo is a provider of personal and commercial financial services including banking, mortgage, investment, credit card and insurance.

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