Commercial Loan Officer

Yellowstone Bank is seeking a motivated and experienced Commercial Loan Officer to join our team in Billings, Montana. As a Commercial Loan Officer, you will work with new and existing clients on various commercial credit needs. This job would include all sizes of commercial loans and require a good working knowledge of loan credit underwriting, as well as an appreciation for customer interaction and customer service. This would be a new position without an existing book of loans.

Key Responsibilities:

• Develop and maintain relationships with primarily commercial loan customers with additional lending to consumer real estate and personal loan customers.
• Compliance with and basic understanding of banking regulations.
• Analyze and assess credit worthiness of borrowers and underwrite loan requests.
• Understanding of bank loan documentation.
• Develop and maintain a positive working relationship with bank management, officers and staff.
• Lending officers at Yellowstone Bank work on a wide variety of credit requests including commercial projects big and small, commercial real estate loans, SBA loans, real estate loans both residential or commercial and even the occasional consumer loan.

Basic Qualifications:

• Bachelor's degree
• Strong analytical and communication skills
• Knowledge of lending and deposit products, market conditions and regulations.
• Ability to build relationships with clients and community members
• Proficient in financial analysis and credit risk assessment.
• Customer service oriented with strong interpersonal skills
• Familiarity with banking software and loan processing systems.

Yellowstone Bank was founded in Montana by B.M. Harris in 1907 and today, after five generations, is still owned and operated by the Harris family. Bank management and staff are committed to maintaining Yellowstone Bank's exceptional level of customer service, stability and financial strength. In an era characterized by industry-wide mergers and consolidation, Yellowstone Bank is proud to remain an independent community bank with decisions made promptly by people who live in the communities they serve. As a Montana company, we focus on creating long-standing relationships through integrity, expertise and providing unmatched customer service.

Job Type: Full-time

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Health insurance
• Health savings account
• Paid time off
• Professional development assistance
• Retirement plan

Schedule:

• 8 hour shift
• Monday to Friday

Work Location: In person