Capital Markets Data Analyst

As an Analyst. Credit & Capital Markets, you will report directly to the Chief Credit Officer in our centralized analytics department with exposure and interaction across the Executive Suite. You will take ownership of our credit and capital markets analytics, strategy development, forward and existing portfolio performance representations and internal/external party communication support.

To date we have originated over $2.8 billion in small business loans to franchisees, and our next step is to scale our success to become the premier one-stop shop for franchise finance, a $60B annual debt market. To get there, we're looking for team members with true grit, an entrepreneurial spirit, and a burning desire to make their mark.

You will support the Chief Credit Officer with operationalizing ideas, developing data based credit strategies, evaluation of loan portfolio performance, forecasting loan portfolio performance, collaborating cross-functionally and successfully navigating complexity and tight timelines.

The ideal candidate will have experience and a proven track record of quantitative evaluation of loan originations performance and portfolio performance.

This full-time position is available on a remote basis.

Responsibilities:

• Develop credit policy change recommendations based on ApplePie Capital’s originated loan performance, changes in business direction and macroeconomic shifts
• Develop and regularly update historical and go-forward (forecast) evaluations of ApplePie Capital’s loan pool
• Return Expectations
• Prepayment Expectations
• Loss Expectations
• Yield Expectations
• Assist in efforts to build a stable capital base to support our franchise loan originations through effective presentation of data
• Participation with new loan purchaser legal and credit diligence processes, working collaboratively across functions to ensure that we provide timely, accurate information about all aspects of our financial products and processes to prospective loan buyers
• Ensure timely and accurate delivery of reporting and monitoring deliverables
• Work with Sales, Credit, Marketing and Legal teams to ensure data integrity of investor reporting
• Maintenance and updating of standard monthly diligence and marketing materials and Capital Markets data room

Qualifications:

• 3 years of experience in credit risk management with emphasis on loan originations and portfolio management
• Proficient in Microsoft Office (particularly Excel), Python, SQL and Looker
• Capable of leveraging large data sets and using them to effectively proposed recommendations that drive decisions through technical skills and code writing skills
• Highly organized, detail-oriented and a strong client service orientation
• Experience operating in a fast-paced environment and comfortable prioritizing critical issues
• Outstanding written and verbal communication skills and ability to clearly articulate information tailored to the audience, both internally and externally
• Strong team player who can motivate and influence diverse and distributed teams

Preferred Skills:

• Graduate degree in Business, Accounting, Finance, Economics or a related field
• Strong time management skills with a proven ability to meet deadlines and discern prioritization among many activities
• Experience with Data Science techniques and database manipulation
• High Proficiency with Python, SQL, Microsoft Office (Word, Excel, Outlook, and PowerPoint) and/or Google Workspace skills and Salesforce

ApplePie Capital is an equal opportunity employer.

For more information about ApplePie Capital, visit www.applepiecapital.com.