Compliance Monitoring and Testing Analyst

General Responsibilities

To research, analyze, interpret, recommend, and enforce policies and practices that ensure compliance with relevant local, state, federal and other regulatory requirements. Perform risk-based compliance testing for the purpose of independently validating business unit’s adherence to applicable laws, regulations, policies and procedures, and identifying control deficiencies and risk implications related to Fair Lending and applicable laws and regulations.

Essential Responsibilities

• Develops and maintains compliance testing programs for the business units
• Performs risk-based compliance testing on the business units
• Maintain organized workpapers
• Finalizes draft testing documentation & responses
• Assists with external audits
• Prepares and/or revises compliance policies, procedures and documentation instructions that ensure compliance with all applicable Federal, state, and local regulatory requirements
• Reviews and analyzes new and existing policies, procedures or other operational materials
• Monitors, measures and analyzes effectiveness of compliance programs and education
• Develops, monitors and administers compliance monitoring activities including systems and/or processes for detecting and addressing alleged violations of the compliance program
• Consults with management on the enforcement of the compliance program
• Performs research of new, amended &/or pending regulations
• Provides feedback for improvement on processes reviewed
• Assist Compliance Officer as needed
• Remain current on compliance regulations
• Ensures current certifications remain active through continuing education credits, as applicable
  
  

Additional Responsibilities

Other duties as assigned

Minimum Qualifications

• Education/training: B.S. or B.A. degree in related field or minimum 5 years relevant banking experience
• Skills: ability to learn legal concepts and perform legal research; work independently and be able to handle multiple priorities; excellent verbal, written and organizational skills; ability to handle confidential material; Compliance Certification, CRCM preferred.
• Experience: a minimum of five years compliance testing or audit related experience
• Authorized to work in the United States
  
  

Physical/Mental Requirements

Physical Demands

The physical demands described here are representative of those that must be met by a teammate to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Physical Activity

• Climbing: Ability to climb stairs
• Stooping: Bending body downward and forward by bending spine at the waist.
• Kneeling. Bending legs at knee to come to a rest on knee or knees.
• Crouching. Bending the body downward and forward by bending leg(s) and spine.
• Reaching. Extending hand(s) and arm(s) in any direction.
• Standing. 15%-25% of sustained periods of time.
• Sitting: 75%-85% of sustained periods of time
• Walking. Moving about on foot to accomplish tasks
• Raising objects from a lower to a higher position or moving objects horizontally from position-to position.
• Fingering. Picking, pinching, typing or otherwise working, primarily with fingers rather than with the whole hand as in handling. Manipulating a keyboard.
• Grasping. Applying pressure to an object with the fingers and palm.
• Feeling. Perceiving attributes of objects, such as size, shape, temperature or texture by touching with skin, particularly that of fingertips.
• Talking. Expressing or exchanging ideas by means of the spoken word. Ability to speak to other employees and customers on the telephone and in person.
• Hearing. Perceiving the nature of sounds at normal speaking levels with or without correction. Ability to receive detailed information through oral communication, and to make the discriminations in sound. Ability to hear other employees and customers on the telephone and in person.
• Repetitive motion. Substantial movements (motions) of the wrists, hands, and/or fingers.
• Body and motor skills sufficient to enable the incumbent to move from one office location to another
• Digital dexterity and eye/hand coordination in the operation of office equipment
• Pushing. Using upper extremities to press against something with steady force in order to thrust forward, downward or outward.
• Pulling. Using upper extremities to exert force in order to draw, haul or tug objects in a sustained motion.
  
  

Physical Requirements

Light work. Exerting up to 25 pounds of force occasionally, and/or up to 10 pounds of force frequently, and/or a negligible amount of force constantly to move objects. Light to moderate lifting and carrying of boxes, supplies, files, etc.

Visual Acuity

The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; reading. The worker is required to have visual acuity to determine the accuracy, neatness, and thoroughness of the work assigned.

Mental

• Capable of learning to use typical office equipment
• Performing simple to moderately complex mathematical calculations
  
  

Conditions

Typical office setting

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job.Duties, responsibilities, and activities may change at any time with or without notice.

The Bank of Bird-in-Hand provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. To perform this job successfully, an individual must be able to perform each essential job duty satisfactorily. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions.