What are the responsibilities and job description for the Portfolio Intelligence Specialist position at CreditShop?
Are you ready to build the future of our company?
About Mercury® Financial
Mercury® Financial is an innovative and growing financial services company with locations in both Austin, TX and Wilmington, DE. Our mission is to help customers build and maintain their financial future by offering them credit cards they can afford and understand. After only a few years, we've had great success building a significant credit card program, but we are aiming higher, which means we have lots of challenging problems for you to help us solve. Come onboard, work with some of the most talented individuals who thrive on collaboration and teamwork, and help us continue to build something special.
Location
Mercury® Financial is headquartered in the progressive and entrepreneurial tech hub of Austin, Texas. Our physical location is situated in a beautiful park like setting called the Domain. The Domain's ideal location and exceptional amenities, amazing restaurant selection, convenient parking are all perfect for after work happy hours!
Mercury® Financial's Wilmington, Delaware office is located near the Riverfront. Wilmington is Delaware's largest city and is the economic engine of the state. Based on its convenient location, direct access to I-95, Amtrak and SEPTA, this location allows our employees the flexibility to live in a variety of the surrounding areas.
What it's like to work here :
We foster a collaborative and innovative culture where you will be empowered to do your best work. All of our employees bring everything they have to their job and are part of a larger team working towards a greater goal. We do right by our employees, our partners, and our customers.
The Role :
As part of the centralized analytics team supporting the entire organization, we are seeking a highly skilled and detail-oriented Portfolio Intelligence Specialist with a strong foundation in analytics, coding, and credit card portfolio management. This individual will play a pivotal role in driving the success of our credit card portfolio by providing in-depth analysis and actionable insights into the portfolio's financial performance. The ideal candidate will have a degree in Computer Science, Analytics, Finance, or a related field and exhibit qualities such as strategic thinking, advanced problem-solving, and data-driven decision-making, combined with proficiency in Python and other analytical tools.
Key Responsibilities :
- Portfolio Analysis :
- Analyze credit card portfolio performance, including profitability, customer behavior, and key performance metrics.
- Identify trends, opportunities, and risks within the portfolio to optimize growth and profitability.
- P&L Management & Performance Reporting :
- Collaborate with stakeholders to monitor and manage the credit card product's P&L.
- Understand and articulate the risk-reward tradeoff for key decision points.
- Perform variance analyses to ensure initiative-based financial goals are achieved.
- Data-Driven Insights :
- Leverage advanced analytics tools to assess transaction data, credit risk, and customer segmentation.
- Provide actionable recommendations to validate or improve product features, pricing strategies, and customer engagement.
- Cross-Functional Collaboration :
- Work closely with marketing, risk, and operations teams to support the implementation of campaigns and product enhancements.
- Partner with IT and data teams to ensure accurate performance reporting and access to relevant data.
- Strategic Initiatives :
- Support the development and execution of strategic initiatives for portfolio expansion and competitive positioning.
- Provide analytical support for existing partnerships and business development.
You're perfect for this role if you have :
Qualifications
Preferred Qualifications
Why you'll like working here :
This isn't a place where you will fill a seat and keep your head down. This is a place where everybody is expected to help build something. This is a place where you can be involved and lead in your areas of expertise. So, how much do you believe in yourself? If you believe in your skills, in your drive and determination, we'll give you the resources and room to show the world what you can do. Here are just a few of the benefits we offer :
Mercury® Financial is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, among other things, or status as a qualified individual with disability.
