Credit Analyst

Chartered in 1917, First National Bank of Oklahoma saw a change with new ownership and management team in 2002 and recent years have been exciting. The bank's focus has been sharpened, two new Oklahoma City banking offices have been opened, new products developed and offered and we have an experienced staff to service our customers. We will continue evaluating service enhancements with a goal of delivering all of the banking services you require, while remaining true to our community banking roots.

Benefits include Health, Dental, Vision, Life Insurance, Short-Term and Long-Term Disability Insurance, 401(k), Paid Holidays and PTO.

First National Bank of Oklahoma is an independently owned, strong, and growing bank seeking a Credit Analyst with a working knowledge in Agriculture. As our Credit Analyst, you will provide administrative support and extraordinary service to the Lending team.

Job Responsibilities:

• Provide overall support to the Lenders by analyzing financial transactions and preparing spreadsheets, reports, and summaries on new, renewal, and existing loans.
• Prepare ratio, trend, and cash flow analyses.
• Independently perform pre-funding and post-closing loan documentation audits through:
  • Proficient knowledge of applicable compliance statutes, regulations, and interpretations;
  • Complete understanding of written loan policy and pricing guidelines.
• Review files for completion and report any documentation deficiencies to the Lender for resolution.
• Perform collateral field inspections.
• Ability to gather specified loan-related request information for examinations, loan reviews, internal and external audits, etc.
• Other duties or projects as assigned by department management.

Required Qualifications:

• High school diploma or equivalent combination of education and experience.
• Bachelor’s degree required. 
• Agricultural background preferred.
• Strong attention to detail.
• Good problem-solving skills.
• Working knowledge of the full Microsoft Office Suite basis PC desktop operating systems.
• Excellent analytical, organizational, and time management skills. Good follow-through on projects and deliverables. Able to handle/focus on multiple tasks.
• Demonstrates dependability through good attendance and adherence to timelines and schedules. Able to work flexible hours.
• Able to perform under time deadlines. It may be subject to increased pressure situations on occasion.
• Good understanding of general banking guidelines. Able to comply with all relevant regulatory requirements.
• Able to make appropriate judgments based on Bank policy and procedures.
• Demonstrates commitment to Bank values through leadership and behavior.
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If you want to be part of a great team in a great working environment, consider applying for this career opportunity at www.fnbok.bank/careers.

First National Bank of Oklahoma is an EO employer-M/F/Vets/Disabled.