What are the responsibilities and job description for the Credit Analyst/Portfolio Manager position at Oklahoma's Credit Union?
ABOUT US:
Oklahoma's Credit Union has been happy to help Oklahomans for over 60 years. From the beginning, OKCU has sought to keep people economically independent by helping them learn to save and borrow responsibly. We have over half of a billion dollars in assets and employ over 135 people. OKCU offers branch access at over 91 locations across Oklahoma and over 5,000 locations nationwide. We serve over 46,000 people who enjoy benefits such as low or no fees on services, higher rates on deposits, and low rates on home or auto loans.
At OKCU, we are happy to guide you through a comprehensive training program to find a career path that works for you. Experience a robust benefits package and have a little fun along the way.
ABOUT YOU:
You really care about helping people in your community. You are always thinking of ways to make your job or life easier. You are the kind of person who likes to be held accountable, you don't want to leave anyone hanging! You love helping people do more with their money. You enjoy a happy place to work.
Join a community that puts people first, not profits. Want to learn more about who we are and what we're about? Take a look at what's important to us and hopefully it's important to you, too.
VISIT:
- okcu.org
- facebook.com/OklahomasCU
- instagram.com/oklahomascreditunion
- linkedin.com/company/oklahomascu
- twitter.com/OklahomasCU
- youtube.com/user/MyOECU
This position is located in our phone center at our Capitol Branch, 3001 N Lincoln Blvd, OKC 73105.
ESSENTIAL FUNCTIONS:
- Evaluate the creditworthiness of individuals and companies through tax returns, P&L statements, balance sheets, and personal financial statements.
- Work closely with account officers and borrowers to understand financial status, maintain relationships and gather information for underwriting purposes.
- Provide outstanding member service and contribute to overall team effort.
- Oversee Commercial Portfolio management, to include annual reviews, covenant tracking, construction inspection/draw process, appraisal review, stress testing, risk rating matrices and other portfolio reports.
- Submit credit presentations to the Business Loan Committee.
- Review and prepare loan presentations for all participation loans.
- Prepare the loan file and forward to the Processor.
- Respond to loan and account inquiries upon request.
- Conduct and participate in additional projects as assigned.
- Ensure confidentiality regarding member transactions and information.
- Ensure compliance with all credit union policies and procedures.
EDUCATION AND EXPERIENCE:
- Bachelor's degree in a related field.
- Ten years of experience in a similar position or in business lending/banking management.
- Multi-lingual capabilities to include Spanish are a plus.
BENEFITS FOR FULL-TIME EMPLOYEES:
- Employee medical coverage 90% paid by OKCU
- Employee dental, vision and life insurance paid by OKCU
- Tuition reimbursement program
BENEFITS FOR ALL ELIGIBLE EMPLOYEES:
- 401(k) contribution match of up to 3%, plus additional profit-sharing match of 3%
- Volunteer opportunities to serve the community
- Gym membership reimbursement
- Comprehensive training opportunities
- And much more
Oklahoma's Credit Union is an EEO/AAP employer.
