What are the responsibilities and job description for the Credit Analyst (On-Site Position) position at Oklahoma's Credit Union?
Job Description
Job Description
ABOUT US :
Oklahoma's Credit Union has been happy to help Oklahomans for over 60 years. From the beginning, OKCU has sought to keep people economically independent by helping them learn to save and borrow responsibly. We have over half of a billion dollars in assets and employ over 135 people. OKCU offers branch access at over 91 locations across Oklahoma and over 5,000 locations nationwide. We serve over 46,000 people who enjoy benefits such as low or no fees on services, higher rates on deposits, and low rates on home or auto loans.
At OKCU, we are happy to guide you through a comprehensive training program to find a career path that works for you. Experience a robust benefits package and have a little fun along the way.
ABOUT YOU :
You really care about helping people in your community. You are always thinking of ways to make your job or life easier. You are the kind of person who likes to be held accountable, you don't want to leave anyone hanging! You love helping people do more with their money. You enjoy a happy place to work.
Join a community that puts people first, not profits. Want to learn more about who we are and what we're about? Take a look at what's important to us and hopefully it's important to you, too.
VISIT :This position is located at our Capitol Branch, 3001 N Lincoln Blvd, OKC 73105.
ESSENTIAL FUNCTIONS :
- Evaluate the creditworthiness of individuals and companies through tax returns, P&L statements, balance sheets, and personal financial statements.
- Work closely with clients to understand financial status, maintain relationships with businesses and individuals.
- Provide outstanding member service and contribute to overall team effort.
- Submit credit presentations to the Business Loan Committee.
- Prepare the loan file and forward to the Processor.
- Complete scheduled annual reviews and guidance line renewals.
- Conduct covenant tracking and evaluation monthly.
- Conduct inspection draw sheet updates.
- Maintain portfolio reports.
- Evaluate and respond to emails and phone calls.
- Respond to loan and account inquiries upon request.
- Conduct and participate in additional projects as assigned.
- Ensure confidentiality regarding member transactions and information.
- Ensure compliance with all credit union policies and procedures.
- Bachelor’s degree in a related field.
- Two years of experience in a similar position or in business lending / banking management.
- Employee medical coverage 90% paid by OKCU
- Employee dental, vision and life insurance paid by OKCU
- Tuition reimbursement program
- 401(k) contribution match of up to 3%, plus additional profit-sharing match of 3%
- Volunteer opportunities to serve the community
- Gym membership reimbursement
- Comprehensive training opportunities
- And much more
EDUCATION AND EXPERIENCE :
BENEFITS FOR ALL FULL-TIME EMPLOYEES :
BENEFITS FOR ALL ELIGIBLE EMPLOYEES :
Oklahoma's Credit Union is an EEO / AAP employer.
