What are the responsibilities and job description for the Community Lending Officer position at Globalcybers llc?
Job Overview:
The Community Lending Officer identifies, develops, and maintains a network of community and business relationships to drive mortgage lending opportunities, focusing on majority-minority census tracts. This role involves participating in community events, promoting homeownership, and collaborating with organizations serving low-to-moderate income (LMI) communities.
Responsibilities:
- Build relationships with community groups, realtors, and local organizations.
- Analyze LMI market performance and develop strategic initiatives.
- Conduct financial education sessions and homebuyer seminars.
- Originate and close mortgage loans while ensuring compliance.
- Collaborate with municipalities on down payment assistance programs.
- Actively engage in community events and outreach programs.
Key Skills:
- Mortgage loan origination
- Community outreach & relationship building
- Financial counseling & education
- Data analysis & strategic planning
- Proficiency in Encompass, DU, and GUS systems
- Sales expertise and customer service
Education:
Bachelor’s degree or equivalent work experience required.
Qualifications:
- Minimum 3 years of community mortgage lending experience.
- Proven record of $12M in residential LMI loans within the past year.
- Active NMLS registration.
- Strong sales, communication, and time management skills.
- Proficiency in Microsoft Office and loan origination software.
