Home Mortgage Adsvisor

Hartford Funding is seeking a dynamic Home Mortgage Advisor to join our team. In this role, you will be responsible for guiding prospective homebuyers through the mortgage process—from initial inquiry to closing—ensuring a seamless, supportive, and compliant experience. You will leverage your industry expertise and excellent communication skills to build relationships, assess borrower needs, and provide customized mortgage solutions.

Key Responsibilities

• Client Consultation: Meet with prospective homebuyers to understand their financial situation, homeownership goals, and mortgage needs.
• Loan Program Education: Explain various mortgage products, rates, and loan programs, helping clients select the best option for their circumstances.
• Application Assistance: Assist clients with completing mortgage applications, ensuring accuracy and completeness of all required documentation.
• Credit & Financial Analysis: Evaluate borrower financial profiles, including credit history, income verification, and debt-to-income ratios, to determine eligibility for home mortgage products.
• Relationship Management: Build and maintain strong relationships with real estate agents, financial institutions, and other referral partners to generate leads and drive business growth.
• Compliance & Documentation: Ensure all mortgage transactions comply with regulatory guidelines and company policies; manage and update loan files and documentation in a timely manner.
• Customer Service: Provide exceptional customer service by addressing client questions, concerns, and updates throughout the mortgage process, from application to closing.
• Market Insights: Stay current on market trends, interest rate changes, and mortgage industry developments to provide informed advice to clients.

Qualifications & Requirements

• Experience: Minimum of 2-3 years of experience in residential mortgage lending, preferably as a Mortgage Advisor, Loan Officer, or similar role.
• Licensing: Valid mortgage loan originator (MLO) license is required.
• Financial Acumen: Strong understanding of mortgage products, underwriting guidelines, and financial analysis.
• Communication Skills: Excellent verbal and written communication skills, with the ability to clearly explain complex mortgage concepts to clients.
• Relationship Building: Proven ability to develop and maintain professional relationships with clients, real estate agents, and financial partners.
• Organizational Skills: Highly organized, detail-oriented, and capable of managing multiple client files and deadlines simultaneously.
• Customer Focus: Demonstrated commitment to providing exceptional customer service throughout the mortgage process.
• Tech Savvy: Proficiency with mortgage origination software, CRM systems, and Microsoft Office Suite.

Benefits & Perks

• Competitive salary and commission structure.
• Comprehensive benefits package including medical, dental, and vision insurance.
• 401(k) retirement plan with company match.
• Paid time off and holiday leave.
• Ongoing training and professional development opportunities.
• Collaborative work environment with supportive leadership.

If you are a motivated, client-focused mortgage professional with a passion for helping individuals achieve their homeownership dreams, we invite you to apply and join the Hartford Funding team!

Job Type: Full-time

Pay: $75,000.00 - $125,000.00 per year

Benefits:

• 401(k)
• Dental insurance
• Health insurance
• Vision insurance

Schedule:

• Monday to Friday

Experience:

• brokerage: 2 years (Preferred)

License/Certification:

• MLO License (Preferred)

Ability to Commute:

• Woodbury, NY 11797 (Required)

Work Location: In person

Salary : $75,000 - $125,000