What are the responsibilities and job description for the Ag/Commercial Loan Officer position at HOUGHTON STATE BANK?
Houghton State Bank in Red Oak, Iowa is adding a member to their Ag & Commercial lending team. Entry level candidates will be considered for this role. This is an excellent opportunity for someone that has a background in agriculture, and a bachelor’s degree in agri-business, finance, ag econ, business, or a related field. The bank will teach and train with a hands-on approach and provide the proper credit training to build a foundation. The person hired must have the desire and ability to be the face of the bank in the community.
Requirements:Responsibilities
- Soliciting, negotiating, underwriting, and coordinating the closing of loans in compliance with the bank’s lending policies and procedures
- Analyze & prepare loan applications for loan committee
- Network and community involvement
- Develop new relationships, and maintain existing customer relationships
- Facilitate annual farm visits, and inspections as needed
- Exhibit professional behavior and promote positive working relationships
Requirements
- Strong Ag background required
- Bachelor’s Degree in Ag, Business or related field
- 0-3 years experience
This opportunity includes an excellent compensation and benefits package, with a competitive salary and bonus incentive program.
Equal Employment Opportunity. Member FDIC.
All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability status.