Insurance Advisor, Commercial Mortgages | Lender Insurance Services

In Tech Risk Management (“INTECH”) is a globally recognized consulting firm celebrated for its innovative approach and deep expertise in the insurance market. We serve a diverse clientele, including lenders, asset managers, investors, government authorities, and developers across industries such as commercial real estate, infrastructure, energy, healthcare, and communications. As an independent advisor, our conflict-free services empower clients to focus on their core business objectives.

Key Responsibilities:

Lender Insurance Advisory Work

• Conduct pre and post-closing insurance and risk reviews of commercial real estate transactions to ensure adherence to lender insurance requirements based on deal type and location.
• Ensure insurance compliance with U.S. commercial loan requirements and P&C insurance programs.
• Analyze the Borrowers’ insurance coverage, including limits, exclusions, and terms, to assess adequacy and identify potential coverage gaps on behalf of Lenders.
• Provide clear confirmation to Lenders that the insurance requirements have been met and/or identify discrepancies with detailed explanations and actionable recommendations.
• Conduct thorough risk assessments to identify operational and asset-related risks, considering regulatory and industry-specific factors.
• Maintain comprehensive insurance certificate tracking systems to monitor policy renewals, compliance, and alignment with business needs.

Client Relationship Management:

• Liaise with Lenders, Borrowers, Insurance Brokers, and Lawyers to resolve insurance coverage gaps and ensure proper coverage is in place through the life of the Loan.
• Serve as a trusted advisor by guiding and educating clients Lenders, and Borrowers, and related parties on risk management, market trends, and insurance-related matters.
• Build and maintain strong client relationships through effective communication and exemplary service delivery.

Transaction Management:

• Collaborate with insurance Brokers and credit review teams to explain and mitigate potential risk exposures through tailored solutions.
• Collaborate with INTECH Consultants to deliver detailed deal packages, including certificates of insurance and risk assessment documentation, ensuring accuracy and completeness.
• Track deal flow, manage issue resolution, and provide timely and detailed client status reporting.

Risk Mitigation and Market Insights:

• Stay informed on regulatory changes and market trends affecting insurance practices in the U.S., providing clients with actionable insights.
• Identify and implement opportunities for process improvements and service enhancements.
• Monitor market trends, including pricing fluctuations, capacity constraints, and emerging risks, to provide strategic guidance to clients.

Additional Responsibilities:

• Participate in internal knowledge-sharing initiatives to strengthen organizational capabilities and deliver added value to clients.

Qualifications:

• Bachelor’s degree in Business, Risk Management, Insurance, or a related field, or equivalent combination of education and experience.
• Minimum of 3 years of relevant P&C insurance experience, with a focus on the U.S. market.
• Experience with insurance, financing, or commercial transaction management required.
• Demonstrated expertise in insurance documentation review and commercial real estate transactions preferred.
• Professional designations such as CPCU, ARM, or CRM are a strong asset.

Skills:

• Proficient knowledge of insurance principles and practices, including P&C lines and risk financing techniques.
• Exceptional verbal and written communication skills, with the ability to effectively convey technical concepts and recommendations to diverse stakeholders.
• Strong analytical and problem-solving skills with critical attention to detail.
• Excellent time management, organizational, and prioritization abilities.
• Proven ability to work independently while managing multiple priorities and meeting deadlines.
• Commitment to delivering exceptional client service and building long-term partnerships.
• Strong leadership and team collaboration skills.

We thank all applicants for their interest and wish to advise that only those candidates selected for an interview will be contacted. Appropriate accommodations will be provided upon request throughout the recruitment and employment process as required under the Accessibility for Ontarians with Disabilities Act (AODA).