Business Analyst I - Pre-Purchase Compliance

As a Correspondent Compliance Team Lead, you will work with the Compliance Manager and Correspondent Lending Pre-Purchase team, to achieve all associated organizational and workforce aligned objectives. In support of our key values, ensuring loans are purchased which meet regulatory compliance, and communication of any potential trends or issues, with maximum transparency. You will assist the Pre-Purchase management team with streamlining processes, foster a collaborative working environment and ensuring Pre-Purchase is always audit.

This is a hybrid (3 days in office/2 days remote) in Jacksonville FL. This role does not offer relocation assistance or immigration sponsorship.

Job Responsibilities 

• Work with the Correspondent Compliance Management, to achieve all associated organizational and workforce aligned objectives.  
• Ensure that all work items are completed as per the agreed timelines in relation to compliance reviews done across Correspondent Lending
• Handle complex regulatory questions from team and internal customers 
• Provide real time feedback and set expectations that are measurable and attainable
• Constantly review and update internal processes to enhance efficiency through automation, better employee, and stakeholder experience
• Collection, collation, and analysis of data sets from sources across platforms for the purpose of advancing the Compliance Review Process
• Identify gap and trends in the overall compliance review process and identify opportunities to visualize and create MIS controls, job aids, updates to procedures, and recommendations to systems
• Identify risks and ensure appropriate controls are put in place
• Work in collaboration with key business partners to develop and implement solutions and controls
• Participate in various testing related to system enhancement, project implementation, and new onboarding to relations to Compliance activities within Correspondent Pre-Purchase

Required Qualifications, Capabilities, and Skills 

• Ability to influence people at all levels across a broad variety of job functions
• Knowledge of Mortgage Compliance and Regulatory requirements (TILA, RESPA, Regulation Z and HMDA)  
• Knowledge of Mortgage Banking and Correspondent Lending  
• Excellent verbal and written communication skills, including ability to effectively communicate with internal and external customers 
• Proficiency in Microsoft Office 
• Work independently with minimal supervision 
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Preferred Qualifications, Capabilities, and Skills 

• Knowledge of Encompass Loan Origination System
• SharePoint design